Loan Officer

Core values speak to the heart of an organization and are the essence of a company's identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future. Offering a dynamic benefit package that includes but is not limited to: Four Medical Plan Offerings to choose from Employer HSA Contributions (Coverage/Plan exclusions) Employer Provided Life Insurance Policy Annual Health Incentive Annual Wellness Reimbursement Tuition Reimbursement program Generous Match 401k Retirement Plan Paid Sick Leave Paid Vacation Leave 11 Paid Holidays based on the Federal Reserve Calendar If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity. •

ESSENTIAL FUNCTIONS

Originates residential mortgage loans, in compliance with financial institution policies and procedures. Interviews residential mortgage loan applicants. Requests specified information for loan application. Notifies applicant of loan decision. Corresponds with customers, applicants or creditors to resolve questions regarding application information. Recommends and outlines terms of loan. Informs prospective borrowers of loan commitments. Reviews developing laws and regulations as they apply to installment loan security agreements. Assists collection officer with delinquent account files for the financial institution. Sets and carries out priorities exhibiting proper time management; completes assigned work efficiently in established time frame. Communicates effectively, shares information appropriately, timely with tact and diplomacy. Responsible for quality loan growth. Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions. Provides the best service to our customers with innovative and creative solutions.

JOB REQUIREMENTS

High school diploma or equivalent required. BA/BS degree preferred, but not required. Good understanding and knowledge of financial institution and products and services. Good cross selling, organizational, and communication skills. Able to communicate effectively with builders and realtors. Ability to deal with time constraints and strong attention to detail. Loan Officers are required to have a confirmed NMLS# with First Federal Bank before originating residential mortgage loans and maintain their NMLS# in an active status for the duration of employment. Extended hours sitting and performing computer tasks may be required. Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank. Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY E

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