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Chief Retail Lending Officer
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Prospect Bank
Champaign, IL (In Person)
$112,500 Salary, Full-Time
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Job Description
Chief Retail Lending Officer Prospect Bank Champaign, IL Job Details Full-time $100,000 - $125,000 a year 1 day ago Benefits Health savings account Health insurance Dental insurance 401(k) Flexible spending account Paid time off Vision insurance 401(k) matching Life insurance Qualifications Management Mortgage lending Bachelor's degree Retail lending Portfolio risk management Critical thinking
Full Job Description Summary:
The Chief Retail Lending Officer is responsible for providing support, direction, credit information, rate monitoring and loan policies and procedures to ensure the overall quality of the Bank's retail lending portfolio. This position is responsible for overseeing and managing consumer lending and residential mortgage lending.Essential Duties and Responsibilities:
- Collect and analyze financial information to support loan approval/denial decisions.
- Set retail loan pricing consistent with the Bank's goals and practices.
- Coordinate and develop loan products and programs consistent with the Bank's goals and practices.
- Ensure compliance with applicable Bank regulations for all consumer and residential mortgage lending practices.
- Pays particular attention to credit quality and making sure the bank stays within or under the quality standards set for the Bank.
- Responsible for overseeing and managing the correction of past due loans, monitoring of loan file exceptions outstanding, the collection of delinquent loans.
- Responsible for recommendations for charge-offs of problem loans, and the collection of charged-off loans.
- Adhere to customer confidentiality and information security programs for the consumer and mortgage lending function.
- Prepare monthly consumer and mortgage loan portfolio reports for the Board.
- Fulfills duties, projects or processes that may be assigned by Board or CEO.
- Job duties are subject to change by the employer as the organizational needs and requirements of the job change.