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Commercial Loan Officer
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GPAC
Flora, IL (In Person)
$105,000 Salary, Full-Time
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Job Description
A well-established, community-focused financial institution is seeking an experienced Commercial / Agricultural Lender to lead the next chapter of its growth in Southern Illinois. This role is ideal for a lender who values autonomy, strong client relationships, and local decision-making. You'll join a stable, well-capitalized community bank with a healthy loan portfolio, a collaborative culture, and leadership committed to sustainable growth. Qualifications
- 7-12 years of commercial and/or agricultural lending experience in a community or regional bank
- Proven success managing portfolios of $10MM-$25MM+
- Strong understanding of C&I, CRE, and ag operating or equipment loans
- Skilled in financial analysis, credit underwriting, and client relationship management
- Familiarity with SBA, USDA, and FSA programs preferred
- Bachelor's degree in business, finance, or related field (or equivalent experience)
- Active involvement in local business and community organizations Key Skills
- Credit and financial analysis (C&I, CRE, Ag)
- Relationship development and portfolio growth
- Business development and COI networking
- Risk management and loan monitoring
- Effective communication and negotiation skills
- Self-motivated, organized, and entrepreneurial Compensation & Benefits
Base Salary:
$90,000 - $120,000, commensurate with experiencePerformance Bonus:
Annual incentive based on portfolio growth, fee income, and credit qualityBenefits:
Health, dental, and vision insurance; life and disability coverage; 401(k) with employer match; paid time off and holidays; professional development support; employee banking perks; and community engagement opportunities Ideal Candidate Profile- Relationship banker with a strong market presence and deep community ties
- Comfortable operating in a smaller, collaborative team with direct leadership access
- Motivated by autonomy, local control, and visible impact
- Values stability, transparency, and long-term client relationships
- Seeks an opportunity to influence growth and be recognized for performance