Ag or Commercial Loan Officer

Join our team at First National Bank of Nokomis! We are currently looking for an Ag or Commercial Loan Officer for our Moweaqua, IL location (Ayars Bank). Responsibilities include, but are not limited to: Develops, manages, and grows loans. Maintains low loan delinquency and ensures that there are no administrative past due loans. Communicates timely and in a comprehensive manner with their supervisor concerning any credit that is experiencing stress. Solicits new customers and negotiates rates and loan terms (for both new and renewal loans) in a competitive and price sensitive environment. Analyzes customer credit applications; balance sheets and profit and loss statement; and cash flow projections to make sound loan decisions and predict future repayment capacity. Make recommendations to the loan committee on new and renewal loans. Participates as a member of various Bank committees as assigned. Represents the Bank and provides leadership in key community activities and committees. Completes required training associated with job function. Performs all related duties as assigned.

Qualifications:

Education/Experience:

Associate's degree or related job experience is required. Background in Agriculture is preferred.

Skills:

Thorough knowledge of company's products and services High level of analytical skills to conduct loan analysis and maintain loan progress in consideration of market trends, credit/interest rates, economic conditions, and other factors. High level of interpersonal skills to interact with customers and potential customers in a professional manner. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment. Benefits which all require 90 days of employment: This position is eligible for a robust benefit package. Available benefits include Health Insurance, Dental Insurance, Vision Insurance, Group Term Life Insurance, Short Term Disability, Flexible Spending Account, Dependent Care Reimbursement Account, Paid Holidays, Paid Time Off. Bereavement Time, Employee Assistance Program, 401(k) Retirement Plan & an Annual Bonus. First National Bank of Nokomis is an Equal Opportunity Employer This is a full-time, non-exempt position. The successful completion of a pre-employment consumer credit check and background check is required.

Salary Disclaimer:

The salary range provided represents the anticipated starting pay for this position. Individual compensation is based on various factors, including but not limited to, role requirements and responsibilities, related experience, education, qualifications, and internal equity.

Pay:

$58,000.00 - $78,000.00 per year

Benefits:

401(k) 401(k) 3% Match Employee assistance program Flexible spending account Health insurance Life insurance Paid time off

Experience:

Agriculture:

2 years (Required)

Work Location:

In person