Commercial Loan Officer

A well-established, community-focused financial institution is seeking an experienced Commercial / Agricultural Lender to lead the next chapter of its growth in Southern Illinois. This role is ideal for a lender who values autonomy, strong client relationships, and local decision-making. You'll join a stable, well-capitalized community bank with a healthy loan portfolio, a collaborative culture, and leadership committed to sustainable growth. Qualifications

• 7-12 years of commercial and/or agricultural lending experience in a community or regional bank
• Proven success managing portfolios of $10MM-$25MM+
• Strong understanding of C&I, CRE, and ag operating or equipment loans
• Skilled in financial analysis, credit underwriting, and client relationship management
• Familiarity with SBA, USDA, and FSA programs preferred
• Bachelor's degree in business, finance, or related field (or equivalent experience)
• Active involvement in local business and community organizations Key Skills
• Credit and financial analysis (C&I, CRE, Ag)
• Relationship development and portfolio growth
• Business development and COI networking
• Risk management and loan monitoring
• Effective communication and negotiation skills
• Self-motivated, organized, and entrepreneurial Compensation & Benefits

Base Salary:

$90,000 - $120,000, commensurate with experience

Performance Bonus:

Annual incentive based on portfolio growth, fee income, and credit quality

Benefits:

Health, dental, and vision insurance; life and disability coverage; 401(k) with employer match; paid time off and holidays; professional development support; employee banking perks; and community engagement opportunities Ideal Candidate Profile

• Relationship banker with a strong market presence and deep community ties
• Comfortable operating in a smaller, collaborative team with direct leadership access
• Motivated by autonomy, local control, and visible impact
• Values stability, transparency, and long-term client relationships
• Seeks an opportunity to influence growth and be recognized for performance

To Apply:

If this opportunity aligns with your background, please reach out confidentially to: 📧 crystal.fryers@gogpac.com