Commercial Loan Assistant

Commercial Loan Assistant Legacy Bank - 4.0 Wichita, KS Job Details Full-time 1 day ago Benefits Health insurance Flexible spending account 401(k) matching Qualifications Confidential information handling Outdoor work Basic math High school diploma or GED Fax machines Full Job Description To assist the loan officers with all activities associated with commercial lending, including responding to customer needs for information and assistance with their banking business. Join the Legacy Bank team and play a key role in supporting commercial lending operations. If you're detail-oriented and passionate about helping customers with their banking needs, apply today! Responsibilities Assist loan officers with preparing worksheets and gathering information for loan requests to forward to the loan operations department for processing including ordering title insurance, appraisals, flood certificates, taxes, credit reports, etc. Review completed loan documentation for accuracy according to loan worksheet requests. Coordinate title company closings with the title company including but not limited to reviewing settlement statements, preparing documents and loan proceeds and coordinating delivery of closing packet to the title company. Assisting loan officers with the closing of both new and renewed loans when loan officer is not available. Responsible for sending title commitments to commercial loan officers assisting in fulfilling all requirements. Responsible for assisting loan officer in collecting necessary documents on all new loan customers to meet both CIP and beneficial ownership requirements including assisting loan officer in reviewing entity operating agreements, bylaws, etc. Verify CIP and beneficial ownership info on existing customers and make updates as needed in accordance with regulations and internal standards. Responsible for collecting and reporting HMDA reportable information. Responsible for clearing exception reports including CIP and beneficial ownership. Communicate and provide support to loan customers regarding their loans; Prepare loan advances, pay invoices, process payments, wires, etc. at customer and officer request. Assists loan officer in obtaining current financials, final title policies and insurance on collateral on ongoing basis. Create and update lot developments in the lot books. Daily Overdraft report for commercial customers and other duties as assigned. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. High school diploma or GED required. Six months to two years of similar or related experience, including time spent in preparatory positions. Key Attributes A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance. Who We Are Since our founding in Colwich, Kansas nearly 140 years ago, Legacy Bank has established itself as a strong community partner and a preferred place of employment. Now in our fifth generation of leadership, our focus remains on our people and delivering relationships, service, and solutions to our area communities. All employees are expected to actively promote Legacy Bank to existing and prospective customers to obtain and build the Bank's customer base and thereby enhance Legacy Bank's growth and profitability. Our Benefits At Legacy Bank, our employees exemplify sound work ethics, dedication, and a desire to improve lives. We consider our team members our most valuable asset and prioritize their well-being. We recognize their contributions and support them with comprehensive benefits, fostering both their personal happiness and long-term success.

Our Benefits include:

health insurance (Legacy pays a portion of the employee's premium), 401(k) with employer matching, accrued vacation and sick leave, paid personal day, health & dependent care flexible spending account, and more. ADA Requirements Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 25 lbs. Must be capable of climbing/descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work both indoors in climate-controlled environment and outside in sometimes inclement weather. Mental and/or Emotional Requirements Must be able to perform job functions under independently and with limited supervision. And work effectively as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be able to perform basic mathematical calculations with extreme accuracy. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under stress of deadline, requirements for extreme accuracy and quality and/or fast pace. Must be capable of exercising highest level of discretion on both internal and external confidential matters. Equal Opportunities Legacy Bank is an Equal Opportunity Employer and does not discriminate against employees or applicants based on race, color, religion, sex/gender, national origin, disability, age, or any other category protected by law.