Agricultural / Commercial Loan Officer

Dakota Western Bank is seeking a full-time Loan Officer to join our team, serving our Hettinger and Regent branches. This position manages credit relations with agriculture, business, and individuals. As a Loan officer, you will work with DWB customers to analyze their financials, needs, desires, abilities, and earnings to determine whether a loan may be acceptable.

Key Responsibilities:

Interviews loan applicants and collects and analyzes financial and related data Establishes terms under which credit will be extended, including the costs, repayment method, repayment schedule, and collateral requirements. Monitors loan repayment activity Advises customers, where possible, concerning business management and financial matters. Serves asa member of the Loan Committee, which makes presentations and evaluations of loan requests Requirements are a general knowledge of business, financials, and economics, with a high level of analytical ability to determine loan analyses, market trends, credit/interest rates, economic conditions and trends, and other factors.