TPO Mortgage Equity Underwriter II

TPO Mortgage Equity Underwriter II First Technology Federal Credit Union - 3.1 Hillsboro, OR Job Details Full-time $37.96 - $43.67 an hour 21 hours ago Benefits Paid holidays Health insurance Dental insurance Paid time off 401(k) 5% Match Vision insurance 401(k) matching Qualifications Underwriting guidelines adherence High school diploma or GED Collateral evaluation (loan underwriting) Productivity software Manual underwriting Verification (borrower information) Documentation reviews Full Job Description The TPO Mortgage Equity Underwriter II evaluates mortgage and home equity loan applications up to $500K, within credit union guidelines with the goal of minimizing risk or loss to the credit union. This role balances risk management with production goals while partnering with loan officers to deliver timely, high-quality underwriting decisions. Here's what you can expect from the job and what you need to be successful:

Job Duties:

Review and verify the accuracy of collateral details, down payment, employment profile, credit strength and all other pertinent loan documentation and information Approve or reject loan applications based on internal and investor guidelines Recognize, structure, present and approve additional loan opportunities to maximize Partner Loan Officer benefits Provide risk guidance to loan officers, processors and management on loan scenarios and respond to underwriting questions Provide adverse actions according to relevant regulatory loan guidelines Managing & responding to Partner Loan Officer UW inquires on loan scenario & TPO guidelines One-off self-employment reviews

Essential Skills:

Minimum 2 years' mortgage underwriting experience Familiar with standard practices for reviewing and analyzing self-employment and rental income documentation Strong analytical and problem-solving skills; ability to resolve complex issues with minimal direction Excellent verbal and written communication skills; able to express ideas concisely and logically Ability to balance productivity and speed to meet service levels with quality underwriting Working knowledge of investor and industry standard underwriting concepts, practices, guidelines and procedures Familiarity with loan origination software is preferred Working knowledge of

Microsoft Office Suite Minimum Education:

High School Diploma Location :

Hillsboro Corporate Office | Hillsboro, OR 97124 Target Compensation in

Hillsboro, OR :

$37.96 to $43.67 per hour + annual bonus Benefits options include : Traditional medical, dental, and vision coverage 401K matching up to 5% per pay period

Paid Time Off:

You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40 hours of sick time and 3 personal days, which refresh annually 11 paid federal holidays Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria) What makes First Tech different? Click here to learn more! First Tech is not currently offering Visa sponsorship or transfer for this position #LI-MG1