CITIZENS FINANCIAL | THE BADGES BROKER Flat Fee $555

CITIZENS FINANCIAL

|

THE BADGES BROKER

Flat Fee $555 Citizens Financial - 5.0 Laguna Niguel, CA Job Details Part-time | Full-time | Contract $59,755.88 - $499,000.00 a year 1 day ago Benefits 401(k) 3% Match Health insurance 401(k) 401(k) matching Flexible schedule Qualifications MLO License Professional networking Teamwork Mortgage lending Interpersonal skills Loan officer experience Professional ethics Loan Originator License Client referrals Full Job Description

CITIZENS FINANCIAL

|

THE BADGES BROKER

Experienced Mortgage Loan Officer Dynamic Pricing. Full Commission Freedom.

Southern California:

Long Beach /

North Orange County Northern California:

Sacramento / Solano County / Vacaville / Fairfield 100% Commission | Flat Fee Model | W-2 or 1099 | Hybrid | 2+ Years Required | Active CA MLO License Stop selling higher rates to protect company margin. Come somewhere that lets you win the deal.

SOUND FAMILIAR?

If you are a seasoned Loan Officer who knows you are good but feels like you are fighting against your own company structure, we built this for you.

WHAT MAKES US DIFFERENT

DYNAMIC PRICING At Citizens Financial, you control the pricing. We do not lock you into a rate floor to protect company margin. You have the freedom to move the rate, buy down the price, or structure the deal however it takes to win the client and close the loan.

We give you:

Access to dynamic, competitive pricing across our full lender network Dual platform capability: mortgage brokerage and mortgage banking Freedom to match the structure to the client, not the other way around The products to solve the file regardless of the borrower situation You bring the relationship. We give you the tools to win it.

COMPENSATION THAT RESPECTS YOUR WORK

$555 Flat Fee Per Closed Loan You keep everything else. No percentage split. No moving targets. No margin requirement protecting company income at your expense. No penalty for producing more. No complicated splits that change based on volume tiers.

Fairness Clause:

If $555 exceeds 20% of your gross commission, you pay the lesser amount. Always.

Pay range:

$50,999 to $100,000+ per year depending on production volume.

FULL PRODUCT PORTFOLIO

Conventional FHA VA Jumbo Non-QM

DSCR ITIN

Reverse Mortgage Down Payment Assistance Self-Employed Solutions Investor Programs Refinance and Cash-Out

WHO WE SERVE

Citizens Financial is known as The Badges Broker for a reason. Our mission is to serve those who serve: First responders and law enforcement CDCR officers and correctional professionals Veterans and active military Nurses, healthcare workers, and educators Public servants and community families This mission creates natural referral ecosystems. When you serve people with integrity, they send everyone they know.

PLATFORM AND SUPPORT SIS

Dash:

proprietary production platform for pipeline, leads, and client management Marketing and administrative support Leadership and deal strategy access Brick-and-mortar office presence with hybrid flexibility 401(k) with 3% match Health insurance and flexible schedule

WHO WE ARE LOOKING FOR

Active California MLO license through DRE or DFPI 2+ years of recent mortgage origination experience Ability to self-source and build referral relationships Located in Long Beach, North OC, Sacramento, or Solano County markets Professional, ethical, and relationship-driven Open to in-office collaboration days Ready to Stop Fighting Your Own Company? Apply now or reach out directly. If you are the right Loan Officer, we will make time to talk today. www.citizensfinancial.co | (707) 800-6047 Citizens Financial | The Badges Broker | Better Pricing. Better Structure. Better Mission.

Pay:

$59,755.88 - $499,000.00 per year

Benefits:

401(k) Health insurance

Work Location:

Hybrid remote in Laguna Niguel, CA 92607