Mortgage Loan Underwriter

Want to join a progressive and rapidly expanding organization, where you can build a career?

Mortgage Loan UnderwriterDuPont Community Credit Union (DCCU) is currently seeking qualified candidates for a Mortgage Underwriter role to join a team of dedicated Mortgage Operations professionals. Please note this is an on-site position located in Waynesboro, VA and currently does not offer the opportunity for remote work.

What Youll have the Opportunity to do:

Underwrite portfolio and conventional loans in accordance with DCCU and investor requirements.

Communicate underwriting decision to Mortgage Advisor Communicate with investor and MI company contacts for underwriting questionsReview appraisal and complete review checklists to ensure subject property conforms to investor standards Counteroffer within DCCU and investor guidelines, using all tools available, when applicableAnalyze self-employed income according to investor methods and standardsIssue clear to close, ensuring closed loans meet all investor eligibility criteria prior to closing.

Assist Mortgage Operations leader with training Processors and new UnderwritersAssist with the maintenance of underwriting guidelines and manuals to ensure that changes and updates are effectively communicated to mortgage lending staffResponsible for Pre-funding and Post-closing QCResponsible for the partial release process for first mortgages and HELOCs Responsible for managing the release of liability processProvide courteous and prompt support to DCCU internal and external membersRequired to attend or participate in necessary compliance training, including but not limited to Bank Secrecy Act, OFAC, and Privacy Perform other duties as assigned by Mortgage Operations leaderWhat You Bring to the

Table:

A High School Diploma or equivalent, bachelors degree preferred2-3 years of secondary market underwriting experience, preferredAbility to understand and apply Real Estate regulations appropriately (MDIA, RESPA, TILA, Reg B, et. al.) Must be eligible to register with the Nationwide Mortgage Licensing System and Registry (NMLS) and must maintain registrationStrong organizational skillsComputer literacy/skills, w. experience in Word & ExcelCritical thinking skillsStrong mathematical and analytical skillsHigh level of professionalismThorough understanding of DCCU philosophyWhat We Bring to the TableMeaningful work that is highly impactful to the membership and communityOpportunities for development and career growthAccess to a competitive salary and benefits, including health insurance and retirement plansExcellent working conditions, work hours, and work-life balanceCommunity involvement opportunitiesWho We AreFounded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 123,000 members, with over $2 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. This is a great opportunity to join a well-respected and growing financial institution offering meaningful work that impacts our community.

Qualified individuals should apply on-line only by Tuesday, April 21, 2026.On-line applications/resumes can be submitted by visiting www.mydccu.com.

Follow the careers link on the homepage.

At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve. We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.