Remote Mortgage Underwriter
TEKsystems
Remote
$64,428 Salary, Full-Time
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Job Description
- Overview
- We are seeking a detail-oriented and analytical
- Mortgage Underwriter
- to evaluate and underwrite a variety of mortgage loan products in compliance with federal and state regulations.
- Key Responsibilities
- Assess mortgage loan applications by reviewing income, assets, credit, and collateral documentation to determine eligibility and risk.
- Ensure compliance with internal underwriting guidelines, investor requirements, and regulatory standards.
- Evaluate complex financial scenarios, including self-employed borrower income.
- Analyze loan exceptions and recommend alternative solutions or products when applicable.
- Approve or decline loans based on a thorough and accurate review of all documentation.
- Determine the marketability and adequacy of real estate collateral used to secure loans.
- Prepare clear and compliant adverse action notices when necessary.
- Review real estate contracts and conditions (e.g., HOA requirements, age-restricted communities) for potential impacts on lending decisions.
- Collaborate closely with loan originators and processors to ensure complete and accurate documentation.
- Conduct secondary reviews of suspended or declined loans as needed.
- Provide guidance and mentorship to team members, including processors, closers, and loan officers.
- Stay current on updates to mortgage products, underwriting guidelines, and regulatory changes.
- Support training initiatives by helping maintain accurate and up-to-date materials.
- Participate in research and continuous improvement activities.
- Perform additional duties as assigned.
- Job Type & Location
- This is a Contract to Hire position based out of Pittsburgh, PA.
- Pay and Benefits
- The pay range for this position is $22.02 - $39.93/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:
- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long-term disability
- Health Spending Account (HSA)
- Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave)
- Workplace Type
- This is a hybrid position in Pittsburgh,PA.
- Application Deadline
- This position is anticipated to close on May 28, 2026.
San Francisco Fair Chance Ordinance:
- Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector:
- It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
- Use of Artificial Intelligence (AI):
- We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates.
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