Mortgage Underwritter

Job Summary We are seeking an experienced Mortgage Underwriter for a direct hire opportunity in Columbia, SC. This role is ideal for a mortgage lending professional with strong credit analysis skills, sound underwriting judgment, and proven experience reviewing conventional, FHA, VA, and government-backed mortgage loans. The Mortgage Underwriter will join a well-established financial institution within the banking and consumer lending industry. This opportunity offers a stable career path, supportive leadership, collaborative teamwork, and a professional environment where accuracy, compliance, and strong borrower service are valued. The ideal candidate will be confident evaluating loan applications, identifying risk, and making sound recommendations that support responsible lending decisions. Key Responsibilities

• Analyze applicants' financial status, credit history, income, assets, liabilities, and property evaluations to determine loan eligibility and lending risk.
• Review conventional, FHA, VA, and government loan files for accuracy, completeness, and compliance with internal policy and applicable lending guidelines.
• Obtain, review, and compile credit reports, financial statements, borrower documentation, and other required loan file information.
• Communicate with applicants, loan officers, and internal lending partners to gather information, clarify documentation, and answer questions about the mortgage process.
• Explain loan types, credit options, terms, and documentation requirements in a clear, professional, and customer-focused manner.
• Review loan agreements and supporting documentation to ensure files are complete, accurate, and ready for underwriting decisions. Compensation and Benefits
• Salary range: $75,000 to $80,000 per year.
• Job type: Direct hire.

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Location:

Columbia, SC. Equal Opportunity Employer / Disabled / Protected Veterans The Know Your Rights poster is available here: https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf The pay transparency policy is available here: https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required. We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team. AppleOne participates in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program.

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//e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.