Consumer & Commercial Real Estate Loan Proces

Consumer & Commercial Real Estate Loan Proces Bank of South Carolina - 5.0 Ladson, SC Job Details Full-time $45,000 - $55,000 a year 1 day ago Qualifications Deal closing Document preparation (loan closing) Record keeping Document review (document control) Refinancing (loan modification) Real estate due diligence Appraisal review Regulatory compliance Bank transfers Filing Mid-level Mortgage closing Task prioritization Quality control Real estate closing management Coordination (loan closing) Organizational skills Loan funds disbursement Due diligence Cross-functional collaboration Loan document verification Communication skills TRID compliance Regulatory compliance management Full Job Description . Position Summary The Consumer & Commercial Real Estate Loan Processor/Closer is responsible for coordinating and processing real estate loans from application through post-closing, including loan modifications. This role supports both consumer (TRID/HELOC) and commercial real estate lending by ensuring accurate documentation, regulatory compliance, and efficient communication between loan officers, borrowers, attorneys, and third-party vendors. Key Responsibilities Establish and maintain loan files, including system setup, documentation tracking, and checklist management Prepare loan applications, commitment letters, and supporting documentation for loan officers Order and coordinate third-party services, including appraisals, flood determinations, and title work Review appraisals, title, and other due diligence items for completeness and route for appropriate approval Obtain and verify required insurance coverage, including hazard and flood insurance Prepare and deliver closing instructions; coordinate all aspects of loan closings with attorneys and other parties Communicate proactively with loan officers, borrowers, attorneys, and vendors to ensure timely and accurate processing and closing Assemble and review complete loan packages prior to closing Coordinate loan funding, including preparation and execution of wire transfers Process and track applicable loan fees (e.g., appraisal, flood certification, origination fees) Manage subordinations, including document preparation, review, and coordination with external parties Process loan modifications, including preparation of modification agreements, coordination of execution, verification of terms, and ensuring accurate system updates and document retention Conduct post-closing review of loan files for accuracy and completeness; resolve exceptions and deficiencies Perform post-closing functions, including loan boarding and data input into core systems Scan, upload, and maintain loan documentation within loan origination and imaging systems Maintain accurate borrower and loan data, including Customer Identification Program (CIP) information and system records Qualifications Experience in consumer and/or commercial real estate loan processing preferred Working knowledge of TRID, real estate closing processes, and loan documentation requirements Familiarity with loan modifications, subordinations, and post-closing procedures Strong attention to detail and organizational skills Ability to manage multiple loans and deadlines simultaneously Effective communication and coordination skills Experience with loan origination and core banking systems (e.g., Fiserv) preferred We are willing to train the right candidate who has experience in other areas of banking and is committed to remaining with the department long-term. The ideal candidate will demonstrate strong attention to detail, be a fast learner with outstanding comprehension, and show a commitment to becoming an integral member of the team. Key Competencies Strong quality control and attention to detail Effective time management and prioritization Proactive follow-up and problem-solving abilities Ability to work collaboratively across departments and with external partners Commitment to accuracy, compliance, and operational efficiency