Loan Underwriter

Approve or deny mortgage loans, following mortgage standards, according to VA, FHA, FNMA, FHLMC, Investor, QC and Bank guidelines Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards When denying a loan, specify investor and institution guidelines and basis for declining application; must be consistent with all decisions Evaluate acceptability of loans to investors in the secondary market Review credit reports and give loan officers and loan processors guidance on how to make the loan work Ensure the needs of the customer are met Senior level may supervise underwriters in department Regular and predictable attendance and punctuality Other duties as assigned

Physical Requirements:

Must be able to remain in a sitting stationary position for extended periods of time Constantly operate a computer and other office machinery Ability to lift up to 25 pounds FNBT is an equal opportunity employer.

Requirements:

At least 18 years of age High school diploma or equivalent 5 years mortgage experience; preferably two years in a mortgage underwriting environment Good communication skills Must be detail oriented, analytical, and organized Knowledge of Ellie Mae and VA LAPP and FHA DE authority required Must successfully pass background investigation according to company policy Must be able to get along with co-workers and work effectively in a team environment