Sr Commercial Lender

Company DescriptionEnt Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click here.

Job DescriptionProvide leadership to other commercial lenders for growth and structure. Develop and manage commercial and commercial real estate loans which meet established lending requirements to provide maximum return with a minimum of risk. Develop business and community relationships to foster the growth of Wings Financials' business member base. Essential FunctionsProvide guidance to other Commercial Lenders in structuring loans and assist in navigating through the credit and loan operation processesDevelop and maintain loan referral relationships via centers of influence to provide consistent sources of new loan production opportunities for the departmentProspect and grow commercial deposit and Treasury Management services from new prospects and existing members to assist in providing funding for new loan production and fee generationConsistently applies superior decision-making techniques pertaining to inquiries, approvals and requests as they apply to existing policies, procedures, and economic environmentOriginate and structure larger, complex, commercial real estate and commercial loan relationships between $1 million and $35 million by contacting prospects and members to identify commercial lending needsManage loan portfolio of $300 million and greaterInsure that all loans are closed according to approved terms and conditions following prudent documentation systems to maintain priority and collectabilityManage Commercial Loan portfolio of $300 million and greater to identify credit risk rating changes and according to established policies and proceduresCollect and analyze member financial information with assistance of credit analyst in evaluating ongoing debt service capacity of the member for annual reviews of outstanding loans and new loan requestsMeet with members periodically to discuss possible changes in business management, financial trends or industry changesCoordinate site visits with prospects or members at property or business location to assess ongoing business / property cash flow generation capabilityPrepare and present new commercial loan requests and annual reviews to Chief Lending Officer and Business Loan Review Committee (BLRC) for approvalAssist in collection of information for annual review preparation to support prudent loan portfolio management and ensuring compliance with NCUA guidelines

Bank Secrecy Act:

Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

QualificationsCollege degree preferred7+ years of commercial and commercial real estate lending experienceExperienced and proficient in Microsoft Office products, including: Excel, Word and PowerPointExcellent oral and written communication skillsBondable required Additional InformationPay range for this position is $164,000 - 181,500 plus 20% target bonus.

BENEFITS

Generous 401(k) match401k Discretionary Profit SharingHealth InsuranceDental InsuranceVision InsuranceLife InsuranceShort Term and Long Term DisabilityHealth Savings Account with company contributionEmployee Assistance ProgramPaid Vacation, Sick, Floating Holidays and Volunteer Time OffPaid HolidaysTuition ReimbursementPaid Parental Leave We anticipate this position to close on 04/16/2026. Please submit your application at your earliest convenience to be considered.