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Job Description
Evergreen Credit Union, the most environmentally responsible credit union in Wisconsin, is looking for a Loan Officer to join our team. Lenders with NMLS or ability to get their NMLS strongly preferred.
Essential Duties and Responsibilities:
Provide consistent exceptional service to Evergreen CU members and potential members. Create a positive experience for credit union members, fellow employees, board of directors and ECU vendors. Meet and assist members with questions or requests for consumer loans, home equity and mortgage products. Complete the loan application process which includes using Evergreen CU's core software, analysis of member data and credit history, collect and review any documentation needed from the member, and preparation of loan, home equity or mortgage documents. Evaluate information and process to determine compliance with the lending policies of Evergreen CU. Complete and close loan, home equity or mortgage by explaining all documents to applicant(s); obtain signatures and disburse loan funds by check. Cross-sell any other Evergreen CU product or service that may be beneficial to the member at every loan interaction. Deny loan applications when necessary by explaining and educating members on deficiencies. Process MasterCard applications. Recommend efficiencies consistent with the goals and objectives of the lending department and credit union. Help with answering the phone; understand member needs and opportunities. Open and close memberships. Update job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Any and all other duties and or tasks assigned by members of the executive team or necessary for the continued day to day operation of the credit union.
Education, Training, and Experience:
Bachelor Degree or Associate Degree in a business/finance related field or the equivalent work experience.
Mathematical Skills:
Ability to calculate figures and amounts such as discounts, daily and compounded interest, percentages. Ability to apply concepts and problem solve effectively.
Language Skills:
Reading comprehension, effective communication through phone, writing or email. Ability to present accurate and timely information to questions from members, managers, co-workers and the general public.
Other Skills and Abilities:
Service orientation, organizing, planning and prioritizing work, active listening, speaking, time management, judgment and decision making, critical thinking, interpersonal skills, confidentiality, professionalism, complex problem solving, computer skills. Microsoft Excel and Word software proficiency required. Must be bondable. Notary Public in the State of Wisconsin. This process can be completed on the job, if necessary.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel objects, tools, or controls; and talk or hear. The employee frequently is required to stand, walk, and reach with hands and arms. The employee is occasionally required to climb or balance and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 20 pounds.
Work Environment:
This work environment requires strong teamwork ethnics, excellent inter-personal and PC skills. Technological aptitude is essential. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee occasionally works near moving mechanical parts and in outside weather conditions and is occasionally exposed to moderate cold and heat. The noise level in the work environment is usually moderate. Before we ask you to tell us about yourself, it is only fair that we tell you a bit about us, right? First, we are the only environmentally focused community credit union in Wisconsin. We make most of the electricity we use with our rooftop solar array. We have actually gone beyond carbon neutral status by offsetting more carbon than our operations produce. We also divert more than 90% of our waste away from landfills through our recycling and composting efforts. Check out our website and our Facebook page to find out more about us. So what's in it for you? Obviously we have the basics like great pay, paid time off, and ongoing training. But we offer way more than the basics. Do you like good food? The credit union participates in a local organic CSA that the employees share. Do you like puppies? Who doesn't, right? Leashed pets are always welcome. Do you like to be involved in the community? We reward our teammates for volunteering their time with local organizations. Cool, right? These are just a few examples; we are always looking for new and fun ways to make Evergreen Credit Union more than just a job for our teammates. The above information on this job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job. Evergreen Credit Union is an equal opportunity employer. www.evergreencu.com
Benefits:
401(k) 7% Match Paid time off
Compensation Package:
Bonus opportunities
Experience:
Banking:
1 year (Required)
License/Certification:
NMLS (Preferred) Certified Notary Public (Preferred)
