Commercial Lender

Position Overview First Neighborhood Bank is looking for an experienced, relationship-focused Commercial Lender to join our team. This role is ideal for someone who enjoys building connections in the community, helping local businesses grow, and providing personalized banking solutions. Over time, this position will also include assisting customers with mortgage lending, offering an excellent opportunity for professional growth. Key Responsibilities Develop new commercial loan relationships and manage an existing portfolio to ensure quality and profitability. Evaluate, structure, and underwrite commercial loan requests in compliance with bank policies and regulatory guidelines. Prepare credit memorandums, present loan requests to the Loan Committee, and manage the ongoing credit quality of the portfolio. Cross-sell additional bank products and services to deepen client relationships. Participate in community and business development activities to enhance the bank's visibility and promote its lending services. Monitor loan performance and proactively address potential credit issues. Work collaboratively with credit analysts, processors, and support staff to ensure timely and accurate loan documentation and closing. Over time, assist with residential mortgage lending, including originating and processing conventional and in-house mortgage loans. Stay current on local market trends, competitor activities, and regulatory changes impacting lending operations. Qualifications Bachelor's degree in Business, Finance, or a related field (or equivalent experience). 3+ years of experience in commercial lending, credit analysis, or banking preferred. Strong understanding of financial statements, loan underwriting, and credit risk assessment. Excellent communication, negotiation, and relationship management skills. Self-motivated with the ability to work independently and as part of a team. Commitment to exceptional customer service and community involvement. NMLS registration or ability to obtain one (required for future mortgage lending responsibilities). First Neighborhood Bank is an Equal Opportunity Employer.

Benefits:

401(k) 401(k) matching Dental insurance Flexible schedule Health insurance Health savings account Life insurance Paid time off Professional development assistance Retirement plan Tuition reimbursement Vision insurance

Work Location:

In person