Loan Review Specialist

RB&T Mission Statement:

As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals.

Position Summary:

Under the supervision of the Loan Operations Manager and Loan Review Supervisor, the Loan Review Specialist plays an integral role within the bank's loan operations department, by helping maintain the integrity of the loan files through initial and continuous loan file reviews and monitoring.

Essential Duties and Responsibilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The essential functions include, but are not limited to the following: Assuring customer service is top priority whether internally or externally; treating customers and employees professionally, with courtesy and respect Reviews loan documents to ensure documentation is approved and in compliance with regulations and company policy Ensure that loan reviews are completed by the assigned deadlines Compares loan documents to loan system to ensure accuracy of input Monitor and report technical exceptions and collateral lien perfections Monitor and review loan maintenances Provide loan support to staff Index loan batches after documents are imaged Work closely with Management, Relationship Managers and Lending Assistants to perfect the loan file. Prepare miscellaneous reports/data to Management as requested Special projects and/or other duties as assigned by

Management Minimum Qualifications:

High School diploma or equivalent 2 or more years of Lending Assistant or Customer Service Representative experience preferred

Skills, Abilities & Expectations:

Be familiar with and follow policy and procedures, and support Management's decisions and goals in a positive, professional manner Stay abreast of regulatory requirements and complete annual compliance training applicable to the position Treat customers, vendors, and employees professionally, with courtesy and respect Work in a fast-paced team environment, handle multiple tasks and prioritize work Ability to work in a team environment and/or with limited supervision Strong attention to detail Superior organizational and time management skills Excellent interpersonal and communication skills Integrity, discretion, and respect for confidential information are essential Analytical and problem-solving skills Willingness to adapt to change Attend work regularly, on time, and withstand varying degrees of stress Maintain a professional, business-like appearance and demeanor Work within a variety of different software and web applications Must be proficient in Microsoft Office products to include:

Word, Excel, Outlook Physical Demands:

The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard retail branch setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Disclaimer:

The above information has been designed to indicate the general nature and level of work performed within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to the job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. Promotion and other employment decisions are based on employer needs, being in good standing, fully competent performance, and other non-discriminatory subjects.