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Mortgage Loan Processor
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Viewpoint Financial Home Loans
Redlands, CA (In Person)
$48,500 Salary, Full-Time
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Job Description
Mortgage Loan Processor Viewpoint Financial Home Loans - 5.0 Redlands, CA Job Details Full-time $42,000 - $55,000 a year 22 hours ago Benefits Paid time off Qualifications Title processing Interpersonal skills High school diploma or GED Attention to detail Front desk Full Job Description Job Summary We're looking for an experienced Loan Processor to join our mortgage team and help guide loans from application through closing. This role is ideal for someone who's detail-oriented, organized, and comfortable managing multiple files while working closely with borrowers, lenders, and third-party partners. You'll be responsible for requesting, reviewing, and verifying documentation, coordinating key steps in the loan process, and ensuring each file moves smoothly and compliantly toward closing. Key Responsibilities Assist with client intake, including working up and issuing pre-qualification and pre-approval letters Set up new loan files and review applications for accuracy and completeness Open escrow and title, and order appraisals, and complete each through file closing Coordinate with lender partners to ensure timely issuance of initial loan applications and disclosures Communicate directly with borrowers to request and collect required documentation Submit complete loan packages to lenders Review loan approvals and clear conditions Process loans through closing while ensuring compliance with company policies and procedures Provide updates and status reports on loan activity as needed Maintain pipeline spreadsheets, and complete closed file compliance audit reviews Assist with clerical or light receptionist duties when required Review loan files from both a processor and underwriter perspective, anticipating documentation, conditions, and potential underwriting concerns before submission. Analyze borrower profiles, income, assets, credit, and loan structure to proactively identify potential challenges and recommend solutions that support loan approval. Qualifications 1-3 years of mortgage loan processing experience High school diploma or equivalent required Working knowledge of LendingPad Strong attention to detail, applies critical thinking, and ability to manage deadlines Comfortable working under moderate supervision while owning your files Ability to analyze loan scenarios and anticipate likely underwriting questions, documentation requests, and conditions before file submission. Understanding of how income, assets, credit, and loan structure impact underwriting decisions. Preferred (Not Required) Active CalBRE license Active NMLS License Existing relationships within the mortgage or real estate industry What We're Looking For Someone dependable who takes pride in clean, accurate files A dependable individual who can be relied on to do the job that is expected of them without excessive oversight A strong communicator who works professionally with borrowers and lender partners A team player who can adapt to a fast-paced environment and understands and is willing to work with the "work hours" of the industry