Home Loan Processing Specialist

Home Loan Processing Specialist at AgSouth Farm Credit, ACA Home Loan Processing Specialist at AgSouth Farm Credit, ACA in Statesboro, Georgia Posted in 7 days ago.

Job Description:

JOB DESCRIPTION

We are seeking a Home Loan Processing Specialist to join our Farm Credit family! This position will provide quality customer service by obtaining necessary documentation for underwriting the loan file, ordering third party documentation, communicating directly with the customer and/or mortgage loan originator in a professional and effective manner to obtain necessary documentation, and provide proper disclosure as required by local, state, and federal regulations.

Responsibilities:

HLD Loan Processing:

Process mortgage loan applications including data entry, gathering customer information, credit verifications and document prep all within consumer compliance rules. Review files for completeness upon receipt and order credit reports, title, flood, and appraisals. Communicate with attorneys, insurance companies and investors to obtain efficient closings. Submit mortgage loan application file for underwriting approval. Ensure closing documents are keyed and in compliance with regulations, policies, and procedures. Collaborate with mortgage loan originators and processors to ensure closed files are in compliance. Review funding documents to ensure accuracy prior to all loans being funded. Input all HLD loans after closing into the HLD database. Complete and mail approval and denial letters to applicants.

General Customer Support:

Provide customer service to mortgage loan originators, customers, external vendors, and loan investors. Update the loan originators on the progress of the loan file in an efficient, accurate manner. Contact the loan originator or the borrower to obtain any missing documents.

Requirements:

• Education and/or experience equivalent to an Associate's Degree
• 3-5 years of loan related administrative work or some customer service-related field
• Ability to communicate effectively with all levels of the organization
• Self-motivated, with the ability and desire to learn and willingness to apply new procedures and concepts
• Effective, basic, and efficient computer/technical skills and use of Microsoft Office programs
• Ability to work independently and as a team member under minimal supervision

Other Details:

Preferred location is Statesboro. Other locations considered include Walterboro Branch. AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.

ABOUT US ABOUT US

We are an Equal Employment/Affirmative Action employer, including veterans and individuals with disabilities. We do not discriminate in hiring on the basis of age, race, color, national origin, sex, sexual orientation, gender identity, pregnancy (including childbirth or related medical condition), religion, disability, protected veteran status, or any other characteristic protected by federal, state or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at AGSHR@agsouthfc.com or by phone at (912) 764-9091 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. Why AgSouth? When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast. At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family! What can we offer you?

• Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering.
• Corporate incentive plan with spot bonuses for top-notch work.
• Medical, dental and vision insurance, as well as life and disability insurance.
• Flexible spending and health savings accounts.
• Generous 401(k) matching contributions, as well as additional employer contributions.
• Reimbursement for approved higher education pursuits.
• A wellness program for employees, which includes resources for a healthier lifestyle.
• Corporate learning programs for professional development.
• Other perks, such as employee discounts on select cell phone providers, computers, etc.