Loan Review Specialist I
Job
FileImport - Shore United Bank
Easton, MD (In Person)
Full-Time
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Job Description
Loan Review Specialist I
Shore United Bank is seeking a full-time Loan Review Specialist I to join our team. The Loan Review Specialist I is responsible for reviewing noncomplex commercial loans and performing administrative duties as part of the loan review function; achieving goals as established in the assigned department's annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the loan review function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.
Achieves goals assigned to the Loan Review Specialist as part of the assigned department's annual operating plan.
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
Cooperates with, participates in, and supports the adnce to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the company's compliance with all regulatory requirements, e.g., community reinvestment act (CRA), bank secrecy act (BSA), equal credit opportunity act, etc.
Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.
Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information.
Communicates with management and staff personnel in order to integrate goals and activities.
Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.
Maintains appropriate records and provides assigned reports.
Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Non-exempt.
Essential Functions Include:
Obtains sufficient data from internal & external sources to assist in the review completionExercises good judgment as to credit quality while reviewing and/or re-analyzing the financial condition of borrowers and guarantors to ensure accuracy of the underwritingIncludes compliance issues in the review of commercial creditIdentifies issues that may lead to lossesAssesses the accuracy of risk ratings and recommends appropriate actionMaintains accuracy of work papers and documentation sufficient to support accountability for results and maintains productivity levels according to established standardsInvolves lending support as needed in the resolution of identified errorsReports results of credit relationship review to management and Commercial Relationship ManagersMonitors credit and documentation exceptionsAssists the Loan Review Manager as required to complete special projects and other duties relating to the department and its functionsIdentifies and responds to opportunities to communicate affiliates products and services to promote the image of the affiliate and promote Shore Bancshares' community of companies' products and services to potential customers and referring those customers to the proper personnel.Achieves goals assigned to the Loan Review Specialist as part of the assigned department's annual operating plan.
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
Cooperates with, participates in, and supports the adnce to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the company's compliance with all regulatory requirements, e.g., community reinvestment act (CRA), bank secrecy act (BSA), equal credit opportunity act, etc.
Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.
Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information.
Communicates with management and staff personnel in order to integrate goals and activities.
Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy.
Maintains appropriate records and provides assigned reports.
Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Location:
This position can work in our Easton, Annapolis or Waldorf offices. This posting is for ourEaston HQ:
28969 Information Ln, Easton, MD 21601.Position Type/Expected Hours of Work:
Full-time.Non-exempt.
Days of Work:
Monday-Friday.Required Education and Experience:
A bachelor's degree in business, accounting or finance preferred, or a minimum of one year of related experience with loan ...For full information see follow application link. Shore United Bank is an Affirmative Action/Equal Opportunity EmployerSimilar jobs in Easton, MD
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