HMDA Review Assistant

The HMDA Review Assistant plays a key role in supporting mortgage compliance operations by reviewing 1-4 family real estate loan files for HMDA accuracy, assisting with regulatory research, and coordinating with processors and loan officers to ensure compliance standards are met. This position also provides administrative and clerical support to the Mortgage Operations team and contributes to the smooth processing of mortgage loans

Primary Duties:

HMDA Compliance Support Review mortgage loan files to ensure compliance with HMDA reporting requirements. Complete monthly HMDA data scrubs and respond to audit and compliance requests in a timely manner. Assist in preparing accurate HMDA Loan Application Register (LAR) submissions for regulatory agencies. Stay informed of HMDA regulation updates by coordinating with compliance and audit teams. Support training efforts by helping educate processors and officers on HMDA-related issues and resolutions. Mortgage Processing Assistance Assist with ordering and tracking third-party documents such as tax transcripts, appraisals, title binders, insurance, VOEs/VODs, and LDP/GSA checks. Review documents for completeness and accuracy under the direction of managers. Scan, copy, and organize mortgage documentation as needed. Monitor daily reports (e.g., Closing Calendar, Compliance, Appraisal) and communicate updates to staff. Collaborate with internal and external auditors during reviews and examinations.

Bell Bank Culture, Policy and Accountability Standards:

Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards. Know, understand, and live the company values and bottom line. Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations. All employees are responsible for information security, including compliance with policies and standards which protect sensitive information. Prompt and reliable attendance. Perform other duties as assigned.

Job Skills Required:

Bachelor's degree in business or similar field preferred; or equivalent experience in mortgage/banking industry. 1-2 years of experience in administrative role supporting loan processing, preferred. Experience with HMDA regulations and mortgage documentation. Strong attention to detail and ability to identify inconsistencies or missing data. Excellent time management and organizational skills. Effective written and verbal communication skills. Proficient in computer systems and keyboarding. Self-motivated with a problem-solving mindset.

Additional Details :

If you love sales and are passionate about helping others purchase their dream home, consider a career with Bell Bank's mortgage team. You will work with colleagues in a first class culture that provides a family atmosphere, enjoy great benefits and provides a high level of service that makes each mortgage run smoothly - by sending closing packages five days before the closing, in-house underwriting and processing and having a support team to allow you to work efficiently. Bell Bank Mortgage is backed by the financial strength of one of the nation's largest independently owned banks. Founded in 1966 in Fargo, North Dakota, Bell Bank has more than $14 billion in assets and full-service banking locations in Arizona, Minnesota and North Dakota. Bell has empowered more than $30 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need. Originally founded in 1880 by early Minneapolis civic leader David C. Bell, Bell's mortgage division today has thousands of family mortgages to its name. Bell Bank Mortgage has been in Arizona since 1997 and has several regional offices in the United States. Bell Bank has been recognized as a top bank and a top financial workplace by American Banker, Forbes and Fortune, and has been named among America's top mortgage employers by National Mortgage Professional magazine. If you want to work for a strong, growing, forward-looking organization with world-class employees, this is the place for you.

Bell's Values:

As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to: Promoting and sustaining our family atmosphere. Providing unequaled personal service to each and every customer. Paying it forward.

Our Bottom Line:

Happy Employees! Happy Customers! In addition to salary, Bell Bank offers a comprehensive benefits package including, healthcare, (medical, dental, vision) employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements. Bell Bank Equal Opportunity Employer