Closer/Closing Processor

Company Overview The Title Team is dedicated to providing exceptional service through a team of top titling professionals committed to growth, innovation, and community relationships. We will provide outstanding customer service and support to customers and employees related to the sale and refinance of real estate. We are looking for individuals who are dynamic, outgoing, highly detailed and organized. Individuals must be able to work in a fast-paced environment, coordinating and preparing mortgage loan closings, and real estate closings between buyers, sellers, lending institutions, real estate firms, and mortgage brokers.

Our ideal candidate will:

Be responsible to meet strict timing requirements / deadlines as contained in a real estate transaction Understand the entire closing process, including document presentation, title requirements, accounting processes and lender requirements Have a valid driver's license for limited travel This is an office job, not a remote position. Duties Prepare, review, and coordinate all closing documents, including contracts, disclosures, and settlement statements, ensuring accuracy and completeness. Verify that all loan conditions are met in accordance with FNMA (Fannie Mae) guidelines and other investor requirements. Collaborate with loan officers, underwriters, escrow officers, and title agents to facilitate seamless closings. Ensure compliance with Fair Housing regulations, TILA (Truth in Lending Act), and other federal or state mortgage laws during the closing process. Conduct credit analysis and review loan documentation to confirm borrower eligibility and loan terms. Manage escrow accounts, disbursing funds accurately while adhering to legal and contractual obligations. Maintain meticulous records of all closing activities, including documentation related to mortgage servicing and loan processing. Qualifications Proven experience in mortgage or real estate closing processes, preferably with loan officer or underwriting background. Strong knowledge of FNMA guidelines, TILA regulations, escrow procedures, and fair housing laws. Familiarity with loan origination systems, mortgage servicing practices, and credit analysis techniques. Excellent attention to detail with strong organizational skills; proficiency in 10-key typing and basic math calculations. Ability to interpret contracts accurately and ensure compliance with banking standards. Effective communication skills to coordinate with multiple stakeholders throughout the closing process. Prior experience working within financial services or banking environments is highly desirable. Join us at The Title Team where your expertise will help us deliver exceptional service in every transaction!

Pay:

From $20.00 per hour

Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Employee discount Flexible spending account Health insurance Health savings account Life insurance Paid time off Retirement plan Vision insurance

Work Location:

In person