Post Closing / Wire Desk Analyst

Description:

FLSA Classification:

Non-exempt Reports to:

Chief Operating Officer Work Location:

Hybrid Summary:

The Post Closing / Wire Desk Analyst is responsible for reviewing closed loan packages, verifying accuracy and completeness, managing wire disbursements, and ensuring all documentation meets investor, agency, and company requirements. This role acts as a critical quality and financial control point between closing, secondary marketing, accounting, and investors. Duties and Responsibilities Post closing audit — Review closed loan files for accuracy, completeness, and compliance with federal, state, and investor guidelines. Document validation — Confirm all required disclosures, signatures, and trailing documents are present and properly executed. Wire management — Prepare, verify, and release wire transfers for loan funding in accordance with company policies and banking controls. Funding coordination — Communicate with settlement agents, title companies, and internal teams to ensure timely and accurate funding. Exception resolution — Identify deficiencies or missing items and work with internal and external partners to clear conditions. Investor delivery — Prepare and deliver complete, compliant loan packages to investors or agencies. Quality control support — Assist with QC audits, respond to findings, and implement corrective actions. Data entry & system updates — Maintain accurate records in LOS, imaging systems, and wire platforms. Compliance adherence — Ensure all activities follow company policies, regulatory requirements, and investor guidelines. Reporting — Generate and maintain reports related to funding, trailing docs, and investor delivery timelines. Other duties as assigned

Requirements:

Qualifications Microsoft Excel—Familiar with MS Excel and able to use to review and deliver data; strong mathematical aptitude Wire transfer expertise — Familiarity with banking controls, dual verification processes, and fraud prevention. Communication skills — Clear, professional interaction with title companies, brokers, and internal teams. Attention to detail — Ability to identify discrepancies in complex financial and legal documents. Time management — Ability to prioritize high volume workloads and meet strict investor deadlines. Technical proficiency — Experience with LOS platforms (Encompass, Empower, etc.), imaging systems, and wire portals. Regulatory awareness — Familiarity with TRID, RESPA, HMDA, and investor guidelines. Mortgage lending knowledge — Understanding of closing, funding, and post closing workflows a plus Education & Experience High school diploma required; associate or bachelor's degree preferred 1-3 years of experience in mortgage post closing, closing, funding, or secondary marketing. Banking or financial services experience with wire operations is a plus.