Sr. Default Servicing Specialist (Default Lit)

Sr. Default Servicing Specialist (Default Lit) First American sick time, 401(k) United States, South Carolina, Fort Mill May 11, 2026 Who We Are ServiceMac is a new sub-servicing entity backed by some of the leading practitioners of the mortgage servicing industry. ServiceMac is focused on providing superior technology, products, and services for the mortgage and real estate industries backed by highly personalized service and support. Through continuous innovation and acquisition, our offerings comprise of personalized solutions that span the mortgage continuum and enhance security, compliance, customer satisfaction, and profitability. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. What We Do Service mortgage accounts to ensure all property preservation and default activities follow all state and federal laws. Perform a variety of default loan servicing tasks within timelines and workflow processes on files. Processes are managed in accordance with established work rules, goals & objectives to improve timeline and attorney performance.

WHAT YOU'LL DO

Service mortgage accounts to ensure a variety of foreclosure and bankruptcy activities are processed in compliance with all state and federal laws while maintaining compliance with Investor, Insurer, Agency and company guidelines Order, review and maintain loan documents to include signing of documents needed to proceed within the default processes Conduct a complete review of files to ensure all default timeframes have been met Manage default proceedings on assigned cases by interacting and instructing various parties such as mortgagors, attorneys, investors, insurers, trustees, appraisers and any other party involved with default Monitor vendor performance by reviewing all proceedings, records and timeframes in addition to working all system/database activities throughout the default process Audit accounts for expense compliance and ensures proper application to system of record Performs required research on any loan with questionable items such as the application of payments, proper notification, and any other situation that may arise Diligently follow up on all outstanding requests and telephone calls from internal and external partners Manage exception reporting used as key controls for minimizing risk

WHAT YOU'LL BRING

Knowledge and Skills/Technology Used High School diploma or equivalent Some college preferred 7+ years of directly related experience Strong knowledge of fundamental concepts, practices and procedures of particular function/department/field Excellent verbal and written communication skills Extreme attention to detail and ability to adhere to strict guidelines and procedures Able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary internal and external customer service GSE and Government experience MSP, BITB, and LoanSphere experience Knowledge of advanced computer software programs to include Windows, Microsoft Word and Excel, Internet and Microsoft Outlook experience What We Offer By choice, we don't simply accept individuality - we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it's the right thing to do, but also because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term. Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.