Mortgage Loan Assistant

Mortgage Loan Assistant Bluffdale, UT Job Details $50,000 - $70,000 a year 1 day ago Qualifications Spanish Underwriting Federal Housing Administration (FHA) loans English Mid-level Veterans Affairs (VA) loans Loan document verification Full Job Description Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you're interested in a dynamic position on a well-established and successful lending team, look no further; apply now!

Compensation:

$50,000 - $70,000 yearly DOE plus potential per-file bonus

Responsibilities:

Pre-Underwrite Verify that the initial loan file is complete using the pre-underwrite checklist Request any additional documentation on cash, credit, and capacity (income) for a complete loan submission Initiate ALL third-party items Submit high-quality loans for preliminary underwriting without over-analyzing

Post-Underwrite:

Analyze the Conditional Loan Approval (CLA) to ensure all conditions are clear Confirm outstanding CLA items have NOT already been received before reaching out to external parties (avoid duplicate requests to borrowers) Request conditions in layman's terms that are easy for borrowers to understand Thoughtfully review and submit all conditions to underwriting Send all Clear to Close (CTC) requests via email to the loan team (including Opener) Review ICD and CDs to ensure accuracy vs. the original Loan Estimate (LE)

Post-Fund:

Monitor pending closed loans for funding authorization Clear any post-funding conditions as required Support LO, LP1, LP2, and borrowers with any post-funding questions Additional Responsibilities Ask Clients, Agents, and other parties for referrals during the loan process Attend Weekly Team Meetings (WTM) to review the entire loan pipeline Log all crucial communication in the LOS Conversation Log High-quality borrower third-party communication is required, differentiating this role from a traditional

Loan Processor Qualifications:

Conventional, FHA, VA, USDA loan product knowledge and processing experience required Experience working with mortgage brokers Be a Solution Seeker Fluent in English and Spanish About Company 3 Keys Lending is a new and fast-growing mortgage company based in Utah. We are committed to delivering the best rates, products, and experience to our customers. We love clients and love helping them make the best-informed decisions for such an important aspect of their lives.