Construction Loan Processor

Construction Loan Processor Northwest Farm Credit Services -

Spokane, WA Posted:

5/20/2026 -

Expires:

8/18/2026

Job ID:

293429494 Job Description AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Construction Loan Processor II to join our Specialized Lending department in Spokane, Washington (Headquarters). This full-time position reports to the Manager, CHL Processing and is responsible for processing construction loans including documentation, verification of borrower information, compliance with lending regulations, monitoring construction progress and the disbursement of funds. Compensation Information The base salary range for this position in Spokane, Washington is:

Level II:

Typical starting range: $44,200 - $58,900Full base salary range: $44,200 - $66,200Annual performance-based incentive target is 6% of base. Essential Duties Prepare and process construction home loan files. Conduct comprehensive contractor due diligence, including license and insurance verification, financial stability assessment, background checks, and reference validation to ensure contractor qualifications and mitigate project risk. Review and analyze contractor-submitted documentation, such as construction plans, contracts, cost breakdowns, and project timelines, ensuring alignment with lender requirements and industry standards. Facilitate contractor interviews and risk assessments, maintaining detailed records and providing recommendations for contractor approval based on thorough evaluation and compliance with internal policies. Process construction loan draws, permissions to occupy, and review lien releases. Coordinate closings, and prepare file for funding within a timeframe that will allow the loan to close according to customer expectations. Review draw requests to identify possible budget problems. Review inspection reports and draw documents for accuracy, and for conformance with the loan budget. Ensure compliance with organization and industry regulations and procedures. Perform data input and due diligence for Country Home Loan portfolio. Perform file maintenance on loans, including managing customer accounts, updating yearly monitoring requirements, and confirming continued insurance coverage. Assist with title review. Preform all duties and maintain all standards in accordance with company policies, procedures, and internal controls. Other duties as assigned. Travel Requirements AgWest employees may occasionally be asked to travel for all-staff or team meetings not included in the standard travel requirements for the role. Minimum Qualifications High school diploma or equivalent Previous and progressively responsible relevant experience in lending, banking or related field, generally over the span of at least two years Ability to effectively learn and utilize a wide variety of systems/software Knowledge and demonstration of effective customer service and verbal/written communication skills Proven ability to understand and complete credit and financial documents Awareness and understanding of applicable industry regulations Knowledge of credit investigation and verification practices Knowledge of loan closing processes Proficient in Microsoft Office Suite, with comfort and working knowledge of Excel Ability to obtain and maintain a MNLS license within six months of assuming the role Preferred Qualifications Relevant experience in lending, banking, or a related field General knowledge of applicable credit laws and regulations, and legal terminology Knowledge of credit investigation and verification practices Knowledge of loan closing processes Knowledge of construction Workplace Flexibility After an initial in-office training period, this position is eligible for workplace flexibility and a one-time home office stipend. This position is eligible for coordinated hybrid flexibility Benefits Offered by AgWest Medical, dental, and vision insurance Basic term life and AD&D insurance (fully paid for by the company) Paid days off annually: 15 vacation

• , 15 sick, 12 holidays and 3 volunteer 401(k) plan (6% match plus 3% employer contribution) Employee Assistance Program Wellness Program Jeans are welcome at work every day at AgWest! Medical, dental, and vision insurance Basic term life and AD&D insurance (fully paid for by the company) Paid days off annually: 15 vacation
• , 15 sick, 12 holidays and 3 volunteer 401(k) plan (6% match plus 3% employer contribution) Employee Assistance Program Wellness Program Jeans are welcome at work every day at AgWest!
• Vacation accrual rates increase with tenure.

Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits #LI-Hybrid #LI-Onsite Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and benefits information is accurate as of the posting date. AgWest reserves the right to adjust compensation for all positions and modify or discontinue benefits programs at its sole discretion, subject to applicable law. Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law. Northwest FCS is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Job Summary Veteran Preference Company Details Company Northwest Farm Credit Services Industry All Other Nondepository Credit Intermediation Job Information Location Spokane, WA Website https://www.northwestfcs.com/ Job Type Full Time Employee Experience Less than 1 Year Education Level High School or equivalent Job Position 1 Position(s) Open Salary/Wage $44,200.00 - $58,900.00 /year none Duration Over 150 Days Additional Information Federal Contractor Yes Affirmative Action Plan No