Sr. Credit Policy Analyst

We are looking for an experienced Sr. Credit Policy Analyst to support credit strategy and policy governance in Solano County, California. This role focuses on shaping lending guidelines through data-driven analysis, regulatory awareness, and a strong understanding of portfolio risk. The ideal candidate brings sound judgment, strong quantitative skills, and the ability to partner across business functions to improve credit performance and policy effectiveness.

Responsibilities:

• Develop, refine, and maintain credit policies that support responsible lending decisions, regulatory adherence, and sustainable portfolio performance.
• Evaluate current and proposed policy changes by analyzing their effect on credit risk, loss exposure, and overall business results.
• Review lending practices to confirm alignment with internal standards as well as applicable external compliance requirements.
• Measure the performance of credit policies using portfolio trends, key metrics, and analytical findings, then recommend practical improvements.
• Research economic conditions, industry developments, and competitor activity to identify factors that may influence credit strategy.
• Partner with stakeholders across finance, risk, and operations to roll out policy updates and promote consistent execution.
• Build and interpret credit risk models, portfolio analysis, and reporting that support policy recommendations and decision-making.
• Prepare clear presentations and visual reports for leadership to explain policy rationale, risk insights, and performance outcomes.