Fraud Prevention Analyst 4

Fraud Prevention Analyst 4 U.S. Bank National Association - 3.5 Charlotte, NC Job Details Full-time $105,400 - $124,000 a year 12 hours ago Benefits Paid holidays Disability insurance Health insurance Dental insurance 401(k) Adoption assistance Parental leave Vision insurance Life insurance Qualifications 6 years Automation SAS Writing skills Data reporting SAS language Financial fraud detection SQL Analysis skills Project management Bachelor's degree Mentoring Forecasting Productivity software Data analytics tools Senior level AI Cross-functional collaboration Communication skills Python Full Job Description At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Drives fraud detection and prevention efforts with a strategic focus on token provisioning trends, Debit SIG core strategy management, and cross-channel fraud mitigation. Provides critical support for Falcon projects , contributing to enhancements in fraud detection capabilities and reporting precision. Collaborates across teams to align strategy and elevate fraud controls through data-driven insights .

Key Responsibilities:

Monitor and analyze credit and debit authorization trends to identify emerging fraud risks . Lead initiatives focused on token provisioning and transferred reporting. Support Falcon project execution through fraud analytics, reporting enhancements, and strategic input. Contribute to Debit SIG core strategy development through data-driven insights and collaboration. Participate in system demos and product reviews to support fraud technology enhancements. Collaborate with fraud operations, analytics, and technology teams to align priorities and share insights. Evaluate the impact of fraud mitigation strategies and refine approaches based on performance metrics. Provide mentorship and guidance to peers and junior analysts on fraud reporting and strategy. Leverages Copilot AI to streamline data preparation, automate trend analysis, and generate reporting content , enabling more time for strategic fraud mitigation and project execution. Basic Qualifications Bachelor's degree, or equivalent work experience Typically more than six years of applicable experience Preferred Skills/Experience Comprehensive knowledge of all departmental data sources, and of fraud risk and operations management associated with the product lines Strong analytical skills relative to evaluating fraud prevention infrastructure and forecasting fraud loss trends Experience writing fraud detection rules Programming experience in SAS, Python and/or SQL Strong project management skills Effective verbal and written communication skills Proficient computer navigation skills using a variety of software packages including Microsoft Office applications and data analysis software

LOCATION EXPECTATIONS

This role requires working from a U.S. Bank Location three (3) or more days per week. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind.

Our benefits include the following:

Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range:

$105,400.00 - $124,000.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of

FINRA, NMLS

registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.