VP Risk & Compliance

VP Risk & Compliance Argyle Payments Irvine, CA Job Details Full-time $135,000 - $155,000 a year 6 days ago Benefits Health insurance Dental insurance 401(k) Paid time off Vision insurance 401(k) matching Qualifications KYC Visa requirements compliance Exposure monitoring Management PCI Payment processing Risk management Key risk indicators (KRIs) Fraud prevention and detection

Full Job Description Overview:

Argyle Payments is a leading provider in the payment processing industry, delivering innovative and secure solutions to businesses of all sizes. With a commitment to excellence and customer satisfaction, we empower merchants to succeed in an ever-evolving marketplace. We are seeking a highly motivated and experienced VP of Risk and Compliance to join our dynamic team. This role is critical to supporting sustainable growth in a variety of merchant verticals and ensuring our continued alignment with all relevant regulatory and governance best practices as we continue to scale in new markets.

Duties:

Lead merchant underwriting and credit risk evaluation to minimize financial exposure, fraud losses, and chargeback liability. Oversee fraud prevention and transaction monitoring programs, including identification of suspicious activity, transaction laundering, and high-risk merchant behavior. Ensure compliance with Visa, Mastercard, Discover, American Express, sponsor bank, and card network operating regulations. Manage

AML, KYC, PCI

DSS, OFAC, and related regulatory compliance requirements across merchant portfolios. Develop, implement, and maintain enterprise risk management frameworks, policies, controls, and Key Risk Indicators (KRIs). Monitor merchant portfolios for compliance with card network thresholds, fraud programs, and chargeback monitoring requirements. Lead remediation efforts for compliance violations, audit findings, card brand inquiries, and regulatory examinations. Oversee ISO, PayFac, processor, and third-party partner risk management and compliance reviews. Provide leadership and guidance to cross-functional teams including operations, underwriting, legal, compliance, and executive leadership. Maintain documentation, reporting, and governance processes related to acquiring risk and compliance activities. Stay current on evolving payment industry regulations, network rules, and emerging fraud trends. Preferred Skills 7-10+ years in payment processing, merchant acquiring, risk management, or compliance. Strong knowledge of card network rules, merchant underwriting, fraud monitoring, chargebacks, AML/KYC, PCI DSS, and PayFac/ISO models. Experience managing teams and working across cross-functional environments. Strong analytical, problem-solving, and regulatory interpretation skills. Experience supporting audits, sponsor bank reviews, or card network compliance programs. If you're passionate about payments and ready to lead an industry-leading risk and compliance program, we'd love to hear from you. Argyle Payments supports payment processing for a wide variety of merchants, including retail, ecommerce, and niche merchants who require more attention, care and monitoring. The company streamlines the merchant application process through in-house credit underwriting and timely decisioning, as well as maximizing customer success through compliance support, governance best practices and a metrics-driven approach. Registered ISO/MSP of North American Banking Company, Roseville, MN and SSB Bank, Pittsburgh, PA and partners with several other leading banks and industry institutions to find the right home for each business it works with to get merchant accounts approved. A privately held Nevada corporation, Argyle has offices in Costa Mesa and Simi Valley, California. For more information, please visit argylepayments.com.

Note:

This job description is intended to provide a general overview of the position. It is not exhaustive or comprehensive. Other duties may be required or assigned based on business needs. The role is full-time and in-person at our Costa Mesa location.

Job Type:

Full-time Pay:

$135,000.00 - $155,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Paid time off Vision insurance

Experience:

Risk management: 10 years (Required) Ability to

Relocate:

Irvine, CA 92614: Relocate before starting work (Required)

Work Location:

In person