Director of Risk Management

Director of Risk Management ttg Talent Solutions - 3.6 North Miami, FL Job Details Full-time $140,000 - $180,000 a year 1 day ago Benefits Paid parental leave Health savings account Disability insurance Health insurance 401(k) Paid time off Parental leave Vision insurance 401(k) matching Life insurance Pet insurance Qualifications Property casualty insurance Full Job Description North Miami Beach, FL Full-time, on-site $140,000 - $180,000, depending on experience Our client is a privately held organization with a diverse portfolio of owned and operated assets across multiple business lines. The company is seeking a highly capable Director of Risk to support a sophisticated operating environment and serve as a trusted internal partner to Legal, Finance, Operations, executive leadership, brokers, carriers, lenders, vendors, and other key stakeholders. This is a highly visible role for someone who can bring structure, judgment, and technical insurance expertise to a complex organization. The ideal candidate will have strong property and casualty insurance knowledge, claims experience, contract risk-transfer exposure, and the ability to manage insurance programs across multiple assets, entities, departments, and operational needs.

Responsibilities:

Lead and manage insurance and risk-transfer programs across corporate and all ownership-related operations. Manage broker and carrier relationships, including renewals, submissions, coverage reviews, market strategy, and policy administration. Oversee insurance coverage lines such as property, general liability, workers' compensation, auto, builders risk, D&O, EPLI, cyber, crime, inland marine, fiduciary, and specialty coverages. Support executive and ownership personal lines as needed, including high-value property, umbrella, auto, marine/boat, aircraft, and valuable articles coverage. Manage first-party property claims, auto claims, loss documentation, claim follow-up, and communication with brokers, carriers, internal stakeholders, and legal partners. Review insurance language in contracts, including indemnification provisions, additional insured requirements, waivers of subrogation, coverage limits, endorsements, certificates of insurance, and lender requirements. Oversee COI compliance for tenants, vendors, contractors, activations, events, and project-related partners. Support insurance needs related to acquisitions, ownership transitions, new developments, and complex asset integrations. Assist with premium allocation by asset, entity, project, department, or business unit. Bring structure, documentation, accountability, and calm execution to a complex risk and insurance environment.

Qualifications:

8+ years of experience in risk management, commercial insurance, insurance program administration, claims, brokerage, real estate risk, construction risk, or a related area. Strong property and casualty insurance background required. Experience with real estate, hospitality, retail, mixed-use, construction, development, or property management strongly preferred. Experience managing broker and carrier relationships. Knowledge of commercial insurance renewals, policy schedules, loss runs, deductibles, SIRs, endorsements, exclusions, and coverage gaps. Experience reviewing contract insurance language, indemnification provisions, COIs, and risk-transfer requirements. Experience with property claims, auto claims, general liability claims, or construction-related claims. Familiarity with builders risk, OCIP, CCIP, wrap-up programs, lender requirements, and construction insurance is highly preferred. Ability to communicate effectively with executive leadership. Strong organizational skills, documentation discipline, and attention to detail. Calm, collaborative, professional working style with strong judgment and executive presence. Experience with systems such as Sage Intacct, Yardi, myCOI, Evident, Applied Epic, or similar insurance, claims, compliance, or real estate platforms is a plus.

Benefits:

Competitive compensation ranging from $140,000 - $180,000, depending on experience Medical, dental, and vision coverage Health Savings Account option Company-paid life insurance Generous PTO plus carryover eligibility Company-paid short-term and long-term disability coverage 401(k) plan with a 100% company match Paid parental leave Additional optional benefits including accident, critical illness, hospital indemnity, pet insurance, legal services, fertility and hormonal health support, and home/auto discounts ttg Talent Solutions is an Equal Opportunity Employer and recruiting agency. We are committed to fostering an inclusive and diverse work environment and welcome applications from all qualified candidates regardless of race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status. All offers of employment are contingent upon the successful completion of a background check and any additional screenings required by our client. We are dedicated to maintaining a professional, safe, and respectful workplace for all. At ttg, "We believe in making a difference One Person at a Time," ttg OPT. IND3