Risk & Insurance Manager Sarasota

Job DescriptionJob Description Position Summary:

Our client, a nationally renowned commercial real estate development firm, is seeking a Senior Risk Advisor to oversee and elevate its enterprise-wide risk strategy. This high-impact role focuses on risk identification, contract and policy analysis, exposure assessment, and the structuring of comprehensive insurance programs that span across a vast and diverse real estate portfolio. The ideal candidate brings at least 7 years of commercial insurance or corporate risk experience , particularly with complex real estate holdings, and possesses a sharp analytical mindset coupled with the interpersonal acumen to influence leadership, legal teams, and insurance partners.

Key Responsibilities:

Portfolio Risk Analysis:

Lead the identification, assessment, and quantification of risk across retail, hospitality, mixed-use, and auto-related commercial holdings.

Claims Oversight:

Analyze claim trends (e.g., slip-and-fall, construction, workers' compensation) and collaborate with internal adjusters and TPAs to implement proactive strategies and reduce total cost of risk.

Coverage Design:

Structure and advise on insurance placements including general liability, workers' compensation, property, builder's risk, environmental, cyber, and umbrella programs.

Policy & Contract Review:

Interpret and assess leases, service contracts, indemnification clauses, and policy language to ensure optimal risk transfer and compliance.

Strategic Risk Transfer:

Recommend alternative risk financing and self-insurance strategies based on market conditions and corporate risk tolerance.

Program Leadership:

Coordinate renewals, audits, and broker engagement, ensuring continuity, competitiveness, and accuracy in all placements.

Cross-Functional Collaboration:

Serve as the internal advisor to leadership, legal, property management, construction, and development teams on all risk-related matters.

Vendor & Broker Relations:

Maintain strong partnerships with external carriers, brokers, adjusters, and claims consultants.

Reporting & Compliance:

Oversee insurance data management, including property schedules, loss runs, policy terms, and risk register documentation.

Team Oversight:

Lead a small internal risk team, including an assistant and support staff, with an emphasis on continuous improvement and knowledge development.

Qualifications:

7+ years of progressive experience in commercial insurance, risk advisory, or corporate risk management (real estate sector strongly preferred). Deep knowledge of commercial real estate exposures and relevant coverage lines, including layered property, WC with high deductibles, and liability programs. Proven ability to assess contracts, policy forms, and risk implications with precision. Experience working with national or large-scale insurance programs. Skilled in claims management, renewal strategy, risk modeling, and vendor/broker negotiation. Bachelor's degree required; CPCU, ARM, or similar designation preferred. Collaborative, solutions-oriented approach with strong analytical and interpersonal skills.

Why This Role Stands Out:

Stability & Growth:

Join a financially strong company with long-term employees and year-over-year growth.

Family-Oriented Culture:

Despite its scale, the company maintains an agile, accessible leadership environment with minimal red tape.

Recognition:

Regularly ranked among the top workplaces in Tampa Bay.

Impact:

Influence decisions at the highest levels and help shape the company's long-term risk philosophy.