Senior Risk Management Analyst

Please reference the schedule and minimum qualifications listed below before applying. If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner. Job Summary Leads and partners with business units to evaluate and strengthen the control environment through control testing and risk assessment activities. Serves as a subject matter expert in control design and effectiveness, performing and overseeing testing to ensure controls are well designed and aligned to risk exposure. Leads RCSA execution by facilitating risk identification, assessment, and control alignment, ensuring risks are accurately captured and supported. Incorporates control testing results as one of multiple inputs into risk evaluations, applying effective challenge to ensure risk ratings are appropriately supported. Provides actionable insights to stakeholders and contributes to the enhancement of ERM frameworks, methodologies, and reporting, while addressing control gaps, emerging risks, and process improvements. Job Description

LOCATION

Mountain America Center -

Hybrid:

9800 S Monroe St Sandy, UT 84070 SCHEDULE Full time To be effective, an individual must be able to perform each job duty successfully. Control Testing Leadership and SME Leads the design, execution, and oversight of control testing across the enterprise Acts as a subject matter expert on control design, effectiveness, and testing methodologies Evaluates control design and operating effectiveness, identifying gaps and recommending improvements Drives consistency in control testing standards, documentation, and quality expectations Provides guidance and effective challenge to business units and analysts on control effectiveness and testing outcomes Risk Assessment and ERM Integration Partners with business units to support risk assessments, ensuring alignment between risks and key controls Apply effective challenge to ensure risk ratings are supported by control performance, issues, and other relevant indicators Contributes to ERM program enhancements, including methodology, taxonomy, and reporting Analyzes risk and control data to identify trends, themes, and emerging risks Stakeholder Influence and Governance Engages and influences stakeholders to strengthen control environments and risk management practices Applies independent judgment to assess control effectiveness and escalate issues where appropriate Supports adherence to regulatory requirements and internal policies related to controls and risk management Identifies gaps and drives continuous improvement in control testing practices and governance standards KNOWLEDGE, SKILLS, and

ABILITIES

The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. Education and Experience 4+ years related experience in risk, compliance, or internal audit, including RCSA and control testing Bachelor's degree in business administration, finance, risk management, information technology, or equivalent experience Experience with GRC tools such as Archer preferred Experience leading testing, reviewing, and challenging control environments and risk assessments Licenses, Certifications, Registrations Relevant professional certifications (e.g., CRCM, CIA) preferred but not required. Knowledge & Skills Advanced knowledge of control testing methodologies, control design, and effectiveness evaluation Strong working knowledge of

RCSA, ERM

frameworks, and three lines of defense, with ability to connect control outcomes to risk exposure Ability to apply risk management principles to complex and ambiguous scenarios Proficiency with data analysis, reporting tools, and GRC platforms such as Archer Strong skills in Excel, Word, PowerPoint, and AI tools such as Copilot to drive efficiency and insight generation Strong analytical, problem solving, and critical thinking capabilities Excellent written and verbal communication skills with the ability to translate complex risk concepts into clear business insights Leadership and Organization Development Serves as a control testing SME, providing guidance and mentorship to analysts and stakeholders Leads onboarding and ongoing education related to control testing standards, practices, and tools Builds strong partnerships across business units to strengthen control environments and risk awareness Contributes to team effectiveness, knowledge sharing, and capability development Promotes accountability, quality, and continuous improvement Scope and Strategic Impact Leads control testing activities and establishes consistency in execution, documentation, and quality standards Influences how control effectiveness is evaluated and incorporated into risk assessments and reporting Identifies control weaknesses, systemic issues, and thematic risks, driving actionable improvements Contributes to the enhancement of ERM frameworks, including control standards, testing methodologies, and reporting practices Serves as a key advisor to stakeholders on control related decisions and remediation strategies Ensures strong data integrity and traceability across control testing and issue management processes

PHYSICAL ABILITIES / WORKING CONDITIONS

Physical Demands Ability to sit, talk and hear consistently Vision Requirements Close vision (clear vision at 20 inches or less) Distance vision (clear vision at 20 feet or more) Color vision (ability to identify and distinguish colors) Weight Lifted or Force Exerted Ability to lift up to 10 pounds frequently and up to 25 pounds occasionally Environmental There are no unusual environmental factors (such as a typical office) Noise Environment Moderate noise (business office with computers and printers, light traffic) •This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.•Mountain America Credit Union is an EEO/AA/ADA/Veterans employer. Follow @MountainAmericaLife on Facebook and Instagram to see why our team members love working at Mountain America! Mountain America Credit Union is one of the foremost financial institutions in the country, with more than 95 branches located in 5 states (Utah, Idaho, Nevada, Montana, and Arizona). We believe that a healthy balance between work, home life, and play is essential to our team members and our success. We offer a friendly, comfortable and inclusive work environment, fun employee activities and exciting charity events to ensure that no day is dull at Mountain America. Our purpose is to help members enjoy a good life by providing them a positive incentive to save and manage their finances. We also give members easy access to their accounts and allow them to control their funds in a variety of ways, including ATMs, online home banking, mobile banking, direct deposit, automatic payment options and access through a large branch network. When making decisions, we always put members' needs first. It's just the way we do business and a part of the "people helping people" philosophy of credit unions.