Benefits Consultant

Summary This is a high-impact, client-facing role requiring familiarity with self-funded plans, collective bargaining agreements, and private equity-backed M&A activity. The Benefits Consultant will analyze and maintain an assigned book of business by integrating with Client's business initiatives, recommending effective risk management strategies, and implementing cost effective solutions to help maintain Client cost, benefit strength, and perceived employee value. The Consultant should have experience leading and handling employers in the large market segment (100+ lives). Ideal candidates must have the following: 5+ years in group benefits consulting or brokerage, with a focus on large-market (100+ lives) clients Hands-on experience structuring and managing self-funded, level-funded, or captive arrangements Direct experience advising clients with unionized workforces and navigating CBA benefit obligations Familiarity with benefits due diligence, plan integration, and the pace and pressure of PE-driven transactions Comfortable working with claims data, stop-loss analysis, and benchmarking tools to build strategic plans Essential Duties & Responsibilities Client Strategy & Retention Own and lead the full renewal process for a book of large-market clients, coordinating resources across the service team Build and execute tailored service plans aligned to each client's business objectives, workforce dynamics, and cost management goals Serve as the primary strategic advisor - integrating deeply with client leadership to anticipate needs before they become problems Self-Funding & Alternative Funding Maintain an advanced, working knowledge of self-funded, level-funded, captive, and other alternative funding arrangements Guide large-market clients through funding strategy decisions with data-driven analysis and clear cost/risk tradeoffs Navigate the unique compliance and financial reporting requirements that come with self-insured plan structures Collective Bargaining & Labor Environments Advise clients with unionized workforces on benefit plan design within the constraints and obligations of collective bargaining agreements (CBAs) Support CBA negotiation cycles by modeling benefit cost scenarios and identifying cost-neutral or cost-saving alternatives Mergers, Acquisitions & Private Equity Partner with clients undergoing M&A activity, particularly private equity backed transactions, to assess benefits due diligence, plan harmonization, and integration timelines Identify coverage gaps, legacy plan liabilities, and workforce benefit disparities that arise during acquisitions Risk Management & Analytics Develop multi-year benefits risk management strategies, leveraging claims data, utilization trends, and benchmarking to drive recommendations Deliver proactive, data-backed assessments that help clients control costs without sacrificing benefit value or employee perception Communication & Employee Engagement Lead employee communication strategies for open enrollment, plan changes, and M&A transitions - allocating team resources and selecting the right communication channels for each client's workforce Translate complex plan changes into clear, accessible messaging for employees at all levels

Certificates/Licenses/Education Life & Health Insurance License Required Bachelor's Degree Required Valid Driver's License Required Relevant Insurance/Employee Benefit Designations Strongly Preferred Job Type:

Full-time Benefits:

401(k) Dental insurance Health insurance Paid time off Vision insurance

Experience:

Group Benefits Plan Design:

3 years (Required)

Group Benefits Brokerage:

1 year (Required)

License/Certification:

Life & Health Insurance License (Required) Ability to

Commute:

Pittsburgh, PA 15212 (Required)

Work Location:

Hybrid remote in Pittsburgh, PA 15212