Loan Documentation Specialist

Loan Documentation Specialist at Uwharrie Bank Loan Documentation Specialist at Uwharrie Bank in Albemarle, North Carolina Posted in 5 days ago.

Type:

Full-Time Job Description:

Position Summary This position is responsible for assisting with all facets of the Credit Administration function as it relates to loan package generation, review and reporting.

Responsibilities include assisting in the preparation and review of loan packages, assisting with the review and reporting of HMDA data and performing loan system maintenance, as needed. Responsible for assisting with the maintenance of various loan rate screens and models utilized in the lending process. Provides guidance, coaching and training to lenders, when required, in an effort to encourage sound lending practices.

General Qualifications Knowledge:

A minimum of a two-year Associates degree with two to four years banking experience is required (or equivalent experience). A four-year degree in a related field, with previous knowledge of consumer and commercial lending practices is highly preferred.

Experience:

A minimum of two to four years experience in a banking or financial institution with underwriting and/or loan package documentation, is required. Additional experience with lending compliance rules/regulations is highly preferred.

Skills:

Position requires ability to understand financial and other information required in a loan package request. Position requires ability to understand and communicate regulatory and compliance lending requirements as needed. Requires the ability to manage time, prioritize and organize tasks, and work within defined timeframes. Requires strong analytical skills, interpersonal skills, ability to work with various internal and external contacts along with good written and oral communication skills. Must be proficient with personal computer and knowledgeable of various software applications (Laser Pro, Decision Pro, Consumerbot, Questsoft, Excel).

Scope of Decisions:

Decisions are made using general guidance and company/departmental policies and procedures. Position requires sound judgment and ability to ascertain which decisions can be made independently versus those that may require management input and approval.

ADA Requirements:

Requires, vision, hearing, speech, concentration, learning, thinking, interaction with others, the ability to exercise self-control and the ability to work under stressful conditions.