Technical Product Manager

Yamaha Financial Services is seeking a Technical Product Manager to lead, manage and drive the evolution of our retail lending technology platforms. This highly collaborative role will serve as the critical bridge between business stakeholders, engineering, data teams, and fintech partners to help deliver scalable, compliant, and customer-centric financial technology solutions. The ideal candidate will play a key role in managing product owners and system analysts to configure and enhance the full consumer lending lifecycle. They will combine deep experience with consumer lending platforms and strong Agile product ownership, with the technical acumen to collaborate closely with engineering teams and contribute to platform innovation. They will also help establish product ownership best practices and support the development of a Product Center of Excellence (CoE) that drives consistency, efficiency, and continuous improvement across our financial technology products as they work with business to understand and document/configure current retail platforms that support Originations/Servicing/Protection Products etc. (For e.g., Defi/Vervent). This includes looking at the current configs/ optimizing workflows and work with App Dev/Data and build a CoE framework. Need hands- on approach and also experience managing technical product and support personnel.

What You Will Be Doing:

Define and monitor product success metrics, including platform performance, operational efficiency, and user adoption, to drive continuous product improvement (roadmap and strategy). Help build and manage product owners and technical acumen resources to support different captive finance functions - Retail/Wholesale/Protection products to name a few. Collaborate with business stakeholders (Risk/Credit policy/Compliance/DSC), IT, and vendors to gather requirements and provide functional clarity for technical objects (APIs/Integrations/Microservices). Review and contribute to code, scripts, or API integrations (Python, Java, C# or similar) to support platform enhancements and technical discussions with engineering teams. Collaborate with technical teams to design and implement system enhancements. Drive enhancements across retail lending platforms and the broader fintech ecosystem, including loan origination, servicing, credit decisioning, and integrations with internal and external systems. High level architecture, with focus on business process to product mapping. Creation of COE like framework and will work with platforms team. Business analysis and product. Stay up to date with the latest trends and technologies in fintech platforms, data analytics and cloud platforms. Ensure product enhancements align with applicable regulatory and compliance requirements, including consumer lending regulations, credit reporting standards, and financial data governance.

Requirements:

Bachelor's degree in computer science, Information Systems, or related field. Minimum 10 + years of experience in consumer lending/financial services like industry. Experience managing and guiding technical and product owner resources Deep Experience with fintech /loan applications type environment is necessary. Experience withdata warehouse concepts, data modeling, and data analysis. Exposure to cloud platforms and concepts. Advanced Microsoft Excel skill to collaborate with all stakeholders.

Proficiency in programming languages like Python, Java, C#. Ability to perform development work such as scripting, automation, or API testing to support product development, system optimization, and to collaborate effectively with engineering teams. Ability to learn quickly and manage multiple priorities in a rapidly changing environment Ability to promote change in an environment of rapidly changing technologies and business processes. Ability to manage and guide resources to help promote business - technology alignment. Ability to prioritize product backlog and platform enhancements to balance business needs, technical feasibility, and regulatory requirements. Strong analytical, problem solving and conceptual skills. Ability to manage multiple priorities simultaneously to achieve results. Ability to manage tech resources - and also to be hands on.