Senior Manager, Cross-Border Deposit Products

Senior Manager, Cross-Border Deposit Products Royal Bank of Canada - 3.9 Raleigh, NC Job Details Full-time 2 hours ago Benefits Disability insurance Health insurance Dental insurance Paid time off Vision insurance Qualifications Revenue growth Commercial banking expertise Product development project management Managing pricing strategies for product lines Identifying new business opportunities Business analysis Industry knowledge of banking risk management Bachelor's degree Product line strategy Financial product expertise Financial strategy recommendations Developing strategic business plans Profit & Loss statement Product strategy Profit and loss analysis Project stakeholder communication Cross-functional communication Stakeholder management Full Job Description Job Description What is the Opportunity? The Senior Manager, Cross border Deposit Products is responsible for the suite of deposit products across product strategy, pricing, and profit & loss management. Own the suite of deposit products across chequing, CDs, and money market products. The role provides senior level product management and oversight of the deposit portfolio collaborating with other product team members, Marketing, Digital, Assisted Channels, and Operations to ensure appropriate alignment, prioritization and execution against the desired end state and outcomes. Proactively identifies and prioritizes product innovation opportunities, portfolio monitoring activities, and pricing opportunities to drive growth of the portfolio. What will you do?

Lead RBC Bank Deposits Portfolio Management:

Oversee deposit product portfolio across chequing, CDs, and money market products with full P&L and pricing accountability for strategy, execution, performance, risk management, and forecasting.

Design Client-Centric Strategies:

Deeply understand client pain points, competitive landscapes, and market trends to create differentiated value propositions that drive portfolio growth and satisfaction.

Drive Cross-Functional Collaboration:

Partner with Digital, Assisted Channels, Operations, Risk, Digital, Marketing, and Technology teams to align on shared goals and optimize experiences.

Execute Strategic Roadmaps:

Translate vision into actionable plans with defined KPIs, MVPs, A/B testing, segmentation of offers, hypothesis-based validation, and iterative launches, ensuring profitability and risk mitigation.

Develop Financial Business Cases:

Analyze market insights, validate demand, engage external partners, and collaborate with marketing to assess viability and recommend enhancements.

Own End-to-End Risk Management:

Manage reputational, regulatory, and strategic risks; lead fraud prevention and mitigation strategies with Risk, Legal, and Compliance teams.

Lead Cross-Functional Initiatives:

Act as accountable owner for deposit product portfolio in product initiatives, formulating strategic recommendations and optimizing P&L impact.

Monitor Industry & Competitor Trends:

Benchmark portfolio performance, maintain awareness of economic trends, and manage product impact through regular industry analysis. What do you need to succeed?

Must-have:

7-10 years of experience in product management including pricing, P&L, product strategy & innovation Deep expertise owning and driving growth in everyday banking products such as deposit products Strong financial acumen to analyze revenue/cost levers and set balance growth, revenue, and profitability targets. Experience developing business cases and conducting risk assessments to drive prioritization and execution decisions Demonstrated ability to identify, evaluate, and champion innovative product solutions / value proposition to enhance portfolio performance Deep understanding of Canadian banking culture and cross-border client needs. Exceptional influence and communication skills to align stakeholders outside direct control. Bachelor's degree in Business, Finance, or a related field.

Nice-to-have:

Masters in Business Administration Advanced skills in data analytics and digital enablement strategies. What's in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as pension program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off. Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Opportunities to build close relationships with clients #LI-Post #

TECHPJ Job Skills Communication, Critical Thinking, Group Problem Solving, Knowledge Organization, Long Term Planning, Product Development Lifecycle, Product Manufacturing, Product Services, Product Testing, Waterfall Model Additional Job Details Address:

8081 ARCO

CORPORATE DRIVE

RALEIGH City:

Raleigh Country:

United States of America Work hours/week: 40

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular Pay Type:

Salaried Posted Date:

2026-06-18

Application Deadline:

2026-07-06

Note :

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.