Product Manager I

Job Description:

General Summary We are seeking a highly analytical and execution-focused Product Manager I to support risk-driven product initiatives within our Elastic Products portfolio. This role will play a critical part in advancing acquisition strategies, supporting growth opportunities, and ensuring strong alignment with our external bank partner. This position is designed to address increasing business demands and capacity constraints by providing dedicated ownership of risk-related product initiatives. The ideal candidate will partner cross-functionally with Credit Risk, Marketing, Legal, Compliance, Technology, and our bank partner to deliver high-quality, timely, and compliant solutions. The successful candidate will be detail-oriented, proactive, and comfortable operating in a fast-paced environment with competing priorities. A strong foundation in financial services, lending, and risk management is highly preferred. Principal Duties and Responsibilities Support development and execution of product strategy with a focus on risk initiatives and acquisition growth Gather and document detailed business requirements to support product enhancements and new initiatives Own and contribute to underwriting (UW) policy updates, validations, and documentation to ensure alignment with risk strategy and regulatory requirements Develop and maintain bank-facing materials, including presentations and documentation required for partner approvals Drive cross-functional initiatives from concept through execution, ensuring timely and high-quality delivery Partner closely with Credit Risk to analyze performance, identify trends, and recommend improvements Monitor product performance and key metrics, including risk indicators and initiative impact Conduct impact analysis to support decision-making and prioritization of initiatives Coordinate across internal stakeholders (Risk, Marketing, Legal, Compliance, Technology) to ensure alignment and execution readiness Support and maintain strong working relationships with external bank partners, ensuring clear communication and efficient approval processes Identify and escalate risks, bottlenecks, or delays that may impact delivery timelines Act as a subject matter expert for assigned product areas, providing guidance and support across the organization Assist Product Owners and engineering teams to ensure seamless implementation and delivery Experience and Education Bachelor's degree required; strong academic performance preferred 1-3 years of experience in product management, financial services, risk, or related field preferred Experience in lending, underwriting, or credit risk environments strongly preferred Experience working with cross-functional teams in a fast-paced environment Familiarity with Agile methodologies is a plus Required Skills, Abilities, Soft Skill Factors Strong analytical and problem-solving skills, particularly in risk and performance analysis Ability to translate complex business needs into clear, actionable requirements Excellent written and verbal communication skills, including experience preparing executive- and partner-facing materials Strong organizational skills with the ability to manage multiple priorities simultaneously Ability to operate with a high degree of ownership and accountability Detail-oriented with a focus on accuracy, compliance, and quality Ability to build relationships and collaborate effectively across teams and with external partners Proactive and solutions-oriented mindset with the ability to identify and resolve issues quickly California Employee Privacy Policy | Family & Medical Leave Act | Employee Polygraph Protection Act |E-Verify #LI-BJ1 Elevate is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Welcome to Elevate Careers! Elevate was founded on a legacy of data and innovation coupled with a customer-first approach. That's why we're committed to providing solutions for non-prime customers today, and have never lost sight of our purpose of helping them on their way to a better financial future. We call our approach "Good Today, Better Tomorrow."