Portfolio Manager

We are looking for a credit-minded Portfolio Manager to support a commercial lending portfolio in Bridgewater, Massachusetts. This position combines portfolio oversight, credit evaluation, and partnership with lending teams to help maintain sound asset quality and support responsible growth. The ideal candidate brings strong analytical judgment, a practical understanding of commercial credit, and the ability to contribute to both client retention and new lending opportunities.

Responsibilities:

• Oversee a portfolio of commercial credit relationships, tracking performance, covenant compliance, and overall asset quality.
• Perform recurring portfolio reviews by analyzing financial statements, borrower trends, and updated risk indicators.
• Evaluate credit exposure to detect potential concerns early and recommend actions that reduce risk and protect the bank's position.
• Assess new lending opportunities, develop credit recommendations, and help structure transactions that align with policy and borrower needs.
• Draft clear and well-supported credit presentations, memos, and portfolio summaries for management review.
• Work closely with lending partners to support relationship growth, retention efforts, and informed credit decisions.
• Coordinate renewals, amendments, and other changes to existing facilities while monitoring borrower performance over time.