Real Estate Processor

Description •Please review your application to ensure completion. Incomplete applications may not be considered. • If you have been waiting for the perfect opportunity to further your career with GCEFCU, the wait is over! Our Real Estate Department is searching for a Real Estate Processor . The Real Estate Processor is responsible for assisting members with their loan applications, process and make loan disbursements. This position is located at the Mortgage and Insurance building, with the schedule of M-F 8:00am- 5:00pm, but could vary as needed.

Essential Functions & Responsibilities:

Complete setup of new loan files and ordering all required services for preparation for underwriting.

Typical services to be ordered:

title, insurance, verification of employment, appraisal, flood, fraud check, updated tradelines on credit report, survey, case numbers, certificate of eligibility on Veterans loans, payoff, review power of attorney, etc. Assist in gathering required loan documentation from members; whether meeting with them face to face, pulling internal documents from our system or calling and discussing everything over the phone. Work with the Real Estate Department's processing and closing pipelines by following-up with the other Real Estate Processors, Underwriters, Loan Officers, Title Companies, and other credit Union partners and CUSO's to ensure real estate closings are timely and compliant. May be responsible for processing credit union employee Real Estate loans. Alert loan officer and management with any issues that arise during the process of the loan. Achieve established milestone timelines for loan processing, including setup, initial underwriting, final underwriting, and closing. Coordinate closing logistics by confirming schedules with the title company and aligning appointments with members, in partnership with the loan officer. Stay up to date with ongoing regulations and changes in lending requirements. Webinars, live meeting, seminars, etc. Responsible for compliance with Bank Secrecy Act and all governmental regulations and Credit Union policies and guidelines. Responsible for complying with the Federal Rules and Regulations as required by NCUA. Performs other related duties as assigned. EOE Disabled/Veteran