Product Specialist III / Product Specialist II - Pricing Specialist

Product Specialist III / Product Specialist II - Pricing Specialist Providence, Rhode Island;Chicago, Illinois

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• Job Description:

• At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.

We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

• Job Description:

• Provides analytical support to Global Leasing client teams (including Global Vendor Finance) throughout the sales process for a broad range of structured asset-finance transactions (including US True Leases, finance leases and loans) across a broad range of asset classes and markets.

Responsible for integrating tax, accounting, credit, and other financial constraints in lease optimization models. Prepares pricing and other economic analyses for clients and coordinates with internal functional groups to finalize client pricing for funding and booking. Works independently with limited direction. May also be required to work on strategic analytic assignments and/or the development of analytical tools to support the Global Leasing business.

• Responsibilities:

• + Evaluate transaction economics (using a number of pre-tax and after-tax analytical metrics) + Price new transactions for both hold and sell, and model transactions around internal metrics and/or syndication market + Use creativity to optimize cash flows / structures + Advise on tax and other technical aspects of lease structuring and analysis + Prepare presentation materials for internal and external presentation + Prepare associated document schedules and pricing exhibits; and review / develop documentation as needed + Act as an analytical consultant and provide economic expertise and structuring solutions to the Leasing team, external clients, and management (both informally, and within formal transaction review / approval forums) + Provide support in identifying, analyzing and working through commercial, structural, tax and accounting issues + Point of contact for Credit, Risk, Finance, Tax, and Operations on economic / tax / structural / accounting questions or issues + Develop and maintain analytical models as needed •

Required Qualifications:

• + 3 + years of experience with complex financial analysis and/or financial modeling + Strong analytical / financial analysis skills with strong business acumen in the commercial banking industry + Expertise in use of Excel and/or specialized tools for cash flow optimization and analysis + Demonstrated experience working with Accounting, Tax, Credit, Operations and Documentation functions in the Leasing / Structured Asset Finance / Project Finance or similar sector + Confidence to challenge inefficient solutions and pro-actively escalate any concerns to the team •

Desired Qualifications:

• + Lease or Structured Asset Finance related work experience + Understanding of leasing or related asset finance products and technical expertise in associated lease taxation, accounting, or regulatory capital calculations + Proficiency in dedicated loan and lease pricing software (e.

g. Ivory SuperTrump software) + Bachelor's Degree - Mathematics, Theoretical Science, Economics, Accounting, Finance, or other business concentration with Mathematical/Computational bias preferred

• Skills:

• + Attention to Detail + Issue Management + Lease Structuring + Prioritization + Written Communications + Analytical Thinking + Collaboration + Financial Forecasting and Modeling + Oral Communications + Problem Solving + Business Acumen + Continuous Improvement + Innovative Thinking + Reporting + Coding

• Shift:

• 1st shift (United States of America)

• Hours Per Week:

• 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.

The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your

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• Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse.

Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.