Credit Associate - Middle Market

Credit Associate - Middle Market 18111 Von Karman Avenue, Irvine, California, US, 92612 12972 In Office Credit Apply Now Job Description

CREDIT ASSOCIATE

- Middle Market

WHAT IS THE OPPORTUNITY?

The Credit Associate is responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may be assigned a book of lower-complexity loans and relationships. The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance.

WHAT WILL YOU DO?

Serve middle market clients - typically privately held companies with annual revenues ranging from $50 million to $1 billion - across a wide range of industries and geographies. Provide customized credit and banking solutions to support working capital.

Credit Analysis:

Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors.

Performance Monitoring:

Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.

Data Analysis:

Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management.

Risk Management:

Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements.

Collaboration:

Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities.

Learning and Development:

Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development, eventually leading to ownership of a portfolio of credits

WHAT DO YOU NEED TO SUCCEED?

Required Qualifications Bachelor's Degree or equivalent in Finance, Business, or related field Minimum 2 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries Req Additional Qualifications Intermediate experience in credit management and lending operations, with a strong understanding of risk management principles Desire to build leadership and coaching skills, with the ability to train and develop talent Strong communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams Intermediate analytical skills, with the ability to interpret complex data and make informed decisions Industry-specific knowledge and expertise

WHAT'S IN IT FOR YOU?

Compensation Starting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.