Quantitative Analytics & Model Analyst - Retail Lending Data Model Analytics

• Position Overview
• At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.

We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Quantitative Analytics & Model Analyst within PNC's Retail Lending Data Model Analytics organization, you will be based in Pittsburgh, PA; Cleveland, OH; or Tyson's Corner, VA.

Key Responsibilities:

• Design, develop, and evaluate quantitative models used in retail lending analytics and optimization.
• Apply reinforcement learning frameworks and/or optimization modeling techniques to decision based problems.
• Analyze how models interact with computer systems, including inputs, outputs, and feedback loops.
• Incorporate human-in-the-loop or other forms of human input models where applicable.
• Test model behavior using different input structures and system configurations.
• Document model assumptions, methodologies, results, and limitations.
• Collaborate with technical teams to support model integration into production systems.
• Support ongoing model enhancements, validation, and performance monitoring.

Required Experience & Skills:

• 1-2 years of experience in quantitative modeling, reinforcement learning, optimization modeling, or related analytical work OR Bachelor's degree (or higher) in Mathematics, Statistics, Quantitative Methods, Data Science, Computer Science, or a related field
• Experience or academic exposure to reinforcement learning and/or optimization modeling techniques
• Strong quantitative, mathematical, and statistical background
• Understanding of human input models or unique/custom modeling approaches
• Knowledge of how models interact with computer systems and software environments
• Familiarity with how models accept, process, and respond to various forms of input data
• Strong analytical thinking and problem solving skills

Preferred Qualifications:

• Experience applying reinforcement learning or optimization techniques in financial, lending, or decision science contexts
• Exposure to model deployment concepts and system integration
• Familiarity with simulation, control systems, or feedback driven modeling
• Strong written and verbal communication skills for explaining complex models to non technical audiences PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance.

We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in

STEM OPT

for this position.

• Job Description
• + Under general supervision, performs advanced quantitative analyses and models development to support decision-making by running quantitative strategies.

+ Analyzes and develops new model frameworks by supporting the line of business. Refines, monitors, and reviews existing models. Conducts on-going communication with model owners and model developers during the course of the review. Works with large data to create models. + Performs quantitative analysis and develops reports. Performs qualitative and quantitative assessments of all aspects of models including theoretical aspects, model design and implementation as well as data quality and integrity. Analyzes complex data and associated quantitative analysis. + Uses quantitative tools and techniques to measure and analyze model risks and reaches conclusions on strengths and limitations of the model. + Prepares and analyzes detailed documents for validation and regulatory compliance, using applicable templates. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: +

• Customer Focused
• - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. +
• Managing Risk
• - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
• Qualifications
• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
• Preferred Skills
• Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite
• Competencies
• Bank Quantitative Analysis, Consulting, Data Gathering and Reporting, Effective Communications, Predictive Analytics, Quantitative Techniques, Regulatory Environment - Financial Services, Testing
• Work Experience
• Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
• Education
• Bachelors
• Certifications
• No Required Certification(s)
• Licenses
• No Required License(s)
• Pay Transparency

• Base Salary:

  $45,000.00 - $134,550.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
• Application Window
• Generally, this opening is expected to be posted for two business days from 04/29/2026, although it may be longer with business discretion.
• Benefits
• PNC offers a comprehensive range of benefits to help meet your needs now and in the future.

Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com .

• Disability Accommodations Statement
• If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.

com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

• Equal Employment Opportunity (EEO)
• PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

• California Residents
• Refer to the California Consumer Privacy Act Privacy Notice (https://content.

pncmc.com/live/pnc/aboutus/HR/Onboarding/PNC\_CCPA\_Privacy\_Disclosure\_Employee.pdf) to gain understanding of how PNC may use or disclose your personal information in our hiring practices.