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Principal Engineer - Stablecoin

Job

Bank of America

Jersey City, NJ (In Person)

Full-Time

Posted 1 day ago (Updated 6 hours ago) • Actively hiring

Expires 6/5/2026

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Job Description

Principal Engineer - Stablecoin San Francisco, California;Seattle, Washington; Plano, Texas; Jersey City, New Jersey; Charlotte, North Carolina
  • To proceed with your application, you must be at least 18 years of age.
  • Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/San-Francisco/Principal-Engineer---Stablecoin\_26015176)
  • Bank of America employees are required to meet all
  • posting eligibility requirements
  • prior to applying for any new position.
  • Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/San-Francisco/Principal-Engineer---Stablecoin\_26015176) Refer a friend
  • To proceed with your application, you must be at least 18 years of age.
  • Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/San-Francisco/Principal-Engineer---Stablecoin\_26015176)
  • Bank of America employees are required to meet all
  • posting eligibility requirements
  • prior to applying for any new position.
  • Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/San-Francisco/Principal-Engineer---Stablecoin\_26015176)
  • Job Description:
  • At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
  • Job Description:
  • This job is responsible for defining and leading the engineering approach for solutions at the program or portfolio level, to deliver significant business outcomes.
Key responsibilities include continuously improving the design, quality, and reuse of the solution and delivering technology enablers that improve development efficiencies for the solution. Job expectations include familiarity with at least one area of engineering, acting as a "go to" reference across the organization, and applying knowledge to improve technical competencies through recruitment and development activities.
  • Position Summary:
  • This job is responsible for defining and leading the engineering approach for Bank of America's Stablecoin solutions, including complex features to deliver significant business outcomes.
Key responsibilities of the job include delivering complex features and technology, enabling development efficiencies, providing technical thought leadership based on conducting multiple software implementations, and applying both depth and breadth in a number of technical competencies. Additionally, this job is accountable for end-to-end solution design and delivery.
  • Responsibilities:
  • + Develops the engineering approach for the entire program/portfolio solution and works with Architecture, to develop/analyze/deliver the implementation of technical enablers + Leads the planning, definition, and design of the complex features which span multiple teams and explore solution alternatives + Leads the technical oversight for teams in solution development including design reviews and code within own domain + Defines the technology tool stack for the solution within ranged of internally approved and supported technologies + Ensures that the Stablecoin design and engineering approach for complex features are consistent with the larger payments ecosystem + Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s) + Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline + Guides and influences team(s) on design and best practices for high code performance -e.
g. pairing, code reviews + Lead the design and development of secure, scalable financial blockchain applications, with a focus on stablecoin issuance, lifecycle management, and settlement use cases. + Define end-to-end blockchain architectures leveraging deep expertise in Web3 protocols, distributed ledger technology (DLT), and decentralized system design. + Design, develop, and maintain production-grade smart contracts using languages such as Solidity, Rust, or equivalent, aligned with banking-grade controls. + Implement and extend token standards (e.g., ERC‑20, ERC‑721, ERC‑1155) and integrate with DeFi primitives and protocols where applicable
  • Required Qualifications:
  • + Experience of design and development of secure and scalable financial blockchain applications and smart contracts + Must have a deep understanding of Web3 Protocols + Experience building decentralized applications on platforms like Ethereum, Solana, or Hyperledger + Design and development with smart contracts using Solidity, Rust, or other blockchain programming languages + Implementation experience with cryptography (e.
g., public/private key systems, hashing algorithms), token standards (e.g.
ERC20, ERC721
etc.) and DeFi protocols + Building and optimizing DLT for performance and security + Optimization of smart contracts for gas efficiency and performance + Experience of conducting code reviews, audit and security analysis to identify and mitigate vulnerabilities + Integrating blockchain solutions with external systems, such as oracles (e.g., Chainlink), existing infrastructure or APIs + Track record of collaborating with business product SMEs, architects, developers, and other stakeholders to deliver production ready solutions
  • Desired Qualifications:
  • + Familiarity with tools like Truffle, Hardhat, Remix, Web3.js, or Ethers.js + Experience with DevOps tools including Terraform + Knowledge of emerging blockchain trends, protocols, and experience with layer-2 scaling solutions
  • Skills:
  • + Automation + Influence + Result Orientation + Stakeholder Management + Technical Strategy Development + Application Development + Architecture + Business Acumen + Risk Management + Solution Design + Agile Practices + Analytical Thinking + Collaboration + Data Management + Solution Delivery Process The following laws or regulations restrict or prohibit the hiring of individuals with certain specified criminal history for the position:
FDIC, FINRA.
  • Shift:
  • 1st shift (United States of America)
  • Hours Per Week:
  • 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.
The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your
  • "Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) "
  • poster.
  • View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .
  • Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse.
Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

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