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Functional Analyst - Payments & Cards
Job
Kyndryl
Romeoville, IL (In Person)
Full-Time
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Job Description
Who We AreAt Kyndryl, we run and reimagine the mission-critical technology systems that drive advantage for the world's leading businesses. We are at the heart of progress; with proven expertise and a continuous flow of AI-powered insight, enabling smarter decisions, faster innovation, and a lasting competitive edge. For our people-Kyndryls-that means doing purposeful work that powers human progress. Join us and experience a flexible, supportive environment where your well-being is prioritized and your potential can thrive.
The RoleAre you passionate about solving complex problems? Do you thrive in a fast-paced environment? Then there's a good chance you will love being a part of our Software Engineering - Development team at Kyndryl, where you will be able to see the immediate value of your work. As a Functional Analyst at Kyndryl, you will be supporting and leading the analysis, design, and delivery of banking solutions. The role involves translating business needs into solution specifications, collaborating with cross-functional teams, and ensuring successful implementation aligned with business goals, technology standards, and regulatory requirementsKey ResponsibilitiesGather and document business and system requirements under guidanceAssist in capturing solution, performance, and security requirements along with user stories and acceptance criteriaSupport analysis of dependencies and change impact assessmentsSupport development of solution documentation and design artifactsAssist in creating data mappings and data flow documentationContribute to data modelling activities under supervisionCollaborate with business stakeholders, and act as a bridge between business and technology teamsParticipate in Agile ceremonies (PI planning, sprint planning, stand-ups, retrospectives)Support translation of business needs into implementation-ready specificationsPrepare and execute test cases and scriptsSupport defect logging, tracking, and resolutionAssist stakeholders during User Acceptance Testing (UAT)Follow defined architecture and delivery standardsAdhere to regulatory and compliance requirementsSupport IT risk and control processesSupport process improvements and documentation standardsContinuously learn and enhance domain and functional knowledgeYour contributions will have a significant impact on our products' success, and you will be part of a team that is passionate about innovation, creativity, and excellence. Above all else, you will have the freedom to drive innovation and take ownership of your work while honing your problem-solving, collaboration, and automation skills. Together, we can make a difference in the world of cloud-based managed services.
Your future at KyndrylThis role opens the door to many career paths, both vertical and horizontal, and there may be opportunity to travel. It's a great chance for database administrators or other techs to break into the cloud. It's also a solid path to become enterprise or chief architect or a distinguished engineer! Whatever you see for yourself, you'll find the opportunity here. Who You AreYou're good at what you do and possess the required experience to prove it. However, equally as important - you have a growth mindset; keen to drive your own personal and professional development. You are customer-focused - someone who prioritizes customer success in their work. And finally, you're open and borderless - naturally inclusive in how you work with others.
Required Technical and Professional Experience8 to 10+ years of experience in banking or BFSI domainDeep understanding of Payments landscape:
Domestic and cross-border payments (SEPA, SWIFT (SAG/SAA), real-time payments)Payment processing flows (initiation, clearing, settlement, reconciliation)Strong expertise in Cards domain:
Card lifecycle (issuance, activation, authorization, clearing, settlement, disputes/chargebacks)Knowledge of card schemes (Visa, Mastercard) and ecosystem participantsFamiliarity with regulatory requirements (e.g., PSD2, AML, fraud prevention, strong customer authentication), Cyber Fraud and Risk ManagementExperience with end-to-end transaction flows and customer journeys across channels (digital, POS, ATM)Exposure to Sirius, SafeWatch, MOSEL, MOSEL Gateways, G4S will be an added advantageFamiliarity with end-to-end customer journeys and cross-domain dependenciesStrong knowledge of solution design, product lifecycle, and data governance & analysisDeep understanding of testing, customer experience, incident/problem management, and application supportStrong understanding of payments/cards testing strategies (transaction validation, reconciliation testing, exception handling)Expertise in requirements analysis, solution specification management, and feasibility assessmentStrong knowledge of banking products and servicesStrong leadership and stakeholder management skillsStrategic mindset with strong business awarenessExcellent communication (written and verbal)High level of accountability, integrity, and adaptabilityAbility to perform in complex and high-pressure environmentsPreferred Technical and Professional ExperienceBachelore's/Master's degree in Information Technology, Computer Science, or equivalent experience
The RoleAre you passionate about solving complex problems? Do you thrive in a fast-paced environment? Then there's a good chance you will love being a part of our Software Engineering - Development team at Kyndryl, where you will be able to see the immediate value of your work. As a Functional Analyst at Kyndryl, you will be supporting and leading the analysis, design, and delivery of banking solutions. The role involves translating business needs into solution specifications, collaborating with cross-functional teams, and ensuring successful implementation aligned with business goals, technology standards, and regulatory requirementsKey ResponsibilitiesGather and document business and system requirements under guidanceAssist in capturing solution, performance, and security requirements along with user stories and acceptance criteriaSupport analysis of dependencies and change impact assessmentsSupport development of solution documentation and design artifactsAssist in creating data mappings and data flow documentationContribute to data modelling activities under supervisionCollaborate with business stakeholders, and act as a bridge between business and technology teamsParticipate in Agile ceremonies (PI planning, sprint planning, stand-ups, retrospectives)Support translation of business needs into implementation-ready specificationsPrepare and execute test cases and scriptsSupport defect logging, tracking, and resolutionAssist stakeholders during User Acceptance Testing (UAT)Follow defined architecture and delivery standardsAdhere to regulatory and compliance requirementsSupport IT risk and control processesSupport process improvements and documentation standardsContinuously learn and enhance domain and functional knowledgeYour contributions will have a significant impact on our products' success, and you will be part of a team that is passionate about innovation, creativity, and excellence. Above all else, you will have the freedom to drive innovation and take ownership of your work while honing your problem-solving, collaboration, and automation skills. Together, we can make a difference in the world of cloud-based managed services.
Your future at KyndrylThis role opens the door to many career paths, both vertical and horizontal, and there may be opportunity to travel. It's a great chance for database administrators or other techs to break into the cloud. It's also a solid path to become enterprise or chief architect or a distinguished engineer! Whatever you see for yourself, you'll find the opportunity here. Who You AreYou're good at what you do and possess the required experience to prove it. However, equally as important - you have a growth mindset; keen to drive your own personal and professional development. You are customer-focused - someone who prioritizes customer success in their work. And finally, you're open and borderless - naturally inclusive in how you work with others.
Required Technical and Professional Experience8 to 10+ years of experience in banking or BFSI domainDeep understanding of Payments landscape:
Domestic and cross-border payments (SEPA, SWIFT (SAG/SAA), real-time payments)Payment processing flows (initiation, clearing, settlement, reconciliation)Strong expertise in Cards domain:
Card lifecycle (issuance, activation, authorization, clearing, settlement, disputes/chargebacks)Knowledge of card schemes (Visa, Mastercard) and ecosystem participantsFamiliarity with regulatory requirements (e.g., PSD2, AML, fraud prevention, strong customer authentication), Cyber Fraud and Risk ManagementExperience with end-to-end transaction flows and customer journeys across channels (digital, POS, ATM)Exposure to Sirius, SafeWatch, MOSEL, MOSEL Gateways, G4S will be an added advantageFamiliarity with end-to-end customer journeys and cross-domain dependenciesStrong knowledge of solution design, product lifecycle, and data governance & analysisDeep understanding of testing, customer experience, incident/problem management, and application supportStrong understanding of payments/cards testing strategies (transaction validation, reconciliation testing, exception handling)Expertise in requirements analysis, solution specification management, and feasibility assessmentStrong knowledge of banking products and servicesStrong leadership and stakeholder management skillsStrategic mindset with strong business awarenessExcellent communication (written and verbal)High level of accountability, integrity, and adaptabilityAbility to perform in complex and high-pressure environmentsPreferred Technical and Professional ExperienceBachelore's/Master's degree in Information Technology, Computer Science, or equivalent experience