Underwriter

Underwriter Full-time

Compensation:

USD 70,000

• USD 80,000
• yearly Company Description HomeXpress
• Your Leading Non-QM Mortgage Lender Join our growing team and be part of the Top Non-QM Lender in the Business We are known for closing mortgage loans with Speed, Ease, and Convenience Licensed in 46 States, we provide brokers with a full suite of mortgage products, including

VA, FHA, FNMA, & FHLMC.

HomeX also has a great company culture, tremendous growth opportunities, and competitive employee benefits Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description

ESSENTIAL DUTIES AND RESPONSIBILITIES

Clear conditions, including but not limited to credit and title conditions Prep loan files for review by an Underwriter to determine eligibility within HomeXpress' guidelines Assisting Underwriters as needed to move pipeline in a forward trajectory Verify completeness of credit file Calculate income Confirm qualified Change of Circumstances and reprice loans as needed Run reports and interact with various third-party vendors

Job Functions:

Capable of underwriting a minimum of 3-4 new loans per day. Review conditions in a timely manner to remain in compliance with posted turn times. Analyze all areas of the mortgage loan application; including credit, income, assets, collateral, and compliance documents to ensure loan meets company, investor and regulatory guidelines. Review Income documentation and calculate income per investor and company guidelines. Review Assets to determine reserves and cash to close per investor and company guidelines.

Required Knowledge:

Conforming and Non-QM Underwriting Guidelines Strong verbal & written communications skills Strong problem solving skills Excellent interpersonal, customer service and organizational skills High level math aptitude Ability to move between tasks quickly is preferred; being able to respond to pressure situations easily and work productively in a fast paced, sometimes stressful environment. Knowledge of Conventional loan products, underwriting procedures, creditor financial analysis techniques, investor requirements and escrow/title practices, as well as regulatory compliance laws as they apply to mortgage transactions. Superior knowledge of personal computers and applicable software.

Job Type:

Full-time

Pay:

$70,000.00

• $80,000.

00 per year

Benefits:

401(k) matching Dental insurance Health insurance Paid time off Vision insurance

Schedule:

Monday to Friday

Experience:

Non-QM:

2 years (Required)

Underwriting:

2 years (Required)

Work Location:

In person Additional Information All your information will be kept confidential according to EEO guidelines.