Dividend -Skip Tracing Specialist

About Dividend At Dividend, we question convention, reward creativity, and always welcome new ideas. We are hungry to win, happy to help, and determined to succeed. Every day, we get to see the impact we've had on our customers, our partners, and on the world around us. So, take a look and see if you think you'd be a good fit for Dividend. This will be a dedicated skip tracing role, where collections calls and activities will still be a part of the role, but extensive skip tracing will be required daily on priority accounts and will leverage approved skip tracing tools to generate customer contact. We are looking for someone who has 1-2 years of dedicated Collections Skip Tracing experience or similar function (example: fraud investigations)

GENERAL FUNCTION

The LSR-III Skip Tracing Specialists work hand-in-hand across multiple departments including legal, compliance, operations, customer support and servicing. Providing the highest quality customer service while working with our customers to identify and remedy any issues that may arise. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensuring that actions and behaviors drive a positive customer experience. Operating within the bank's risk appetite, you will achieve results while consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES & RESPONSIBILITIES

Communicates with late-stage delinquent customers via outbound collection calls/emails/texts to resolve delinquency and reduce losses; recommends appropriate payment programs where applicable to assist customers experiencing a financial hardship Promptly handles inbound customer calls/emails/texts directly or transferred from third-party sub-servicer related to delinquency, hardship, complaints, system shut-off, or loan assumptions Communicates as necessary to third-party servicer account changes or required adjustments Confers with existing customers by telephone and/or email in an attempt to resolve escalated complaint issues not related to product/contractor performance Performs skip tracing activities as needed to locate and contact delinquent customers Document all customer interactions/account activities with concise and detailed account notes Adhere to all Dividend policies and procedures, including State and Federal collection regulations Other projects and duties as assigned

SUPERVISORY RESPONSIBILITIES

None

MINIMUM KNOWLEDGE & SKILLS REQUIRED

High School diploma or equivalent 3-4 years of Collections and Customer Service Experience Strong organizational skills and attention to detail Excellent written and verbal communication skills High-level proficiency in Microsoft Suite Ability to multitask, prioritize projects, and report to several managers A high level of enthusiasm, collegial attitude, and a willingness to perform a wide range of tasks Ability to work independently as well as collaboratively Desire to work in an entrepreneurial but highly professional culture Experience with Salesforce preferred Bilingual

• Spanish preferred #LI-WD1 Dividend
• Skip Tracing Specialist At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other.

Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.

com Careers page at:

https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION

• Cincinnati, Ohio 45227 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes
• no matter how they are submitted
• will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. Introduce yourself to our team to stay connected on future opportunities. We look forward to finding the right place for you. Ready to get started? Founded in 2013 in San Francisco, Dividend is a leading fintech point-of-sale lender for home improvement and solar financing solutions to property owners. From solar, air conditioners and roofing to windows and doors, Dividend is your one-stop lender for all your home improvement financing needs. In May 2022, Dividend Finance became a wholly owned subsidiary of Fifth Third Bank. We operate independently but have the stability (and benefits) of working for a top 15 bank. We understand you're investing your time, energy and experience into our company, so it's important to us that we also invest in you. We aim to be the best part of your career journey through career development, a competitive benefits package, a flexible work schedule, a generous time away policy, and a company culture that fosters authentic work relationships, bold ideas, and empowered customers.