Find & Apply For Credit Analyst / Authorizer Jobs in Mendota Heights, Minnesota

We are looking for a detail-oriented Credit Analyst to join our team in St Paul, MN. In this role, you will evaluate customer credit profiles, support sound lending decisions, and help protect the company's financial position through effective receivables oversight. You will work closely with cross-functional teams to address account issues, reduce risk, and support healthy cash flow while maintaining positive customer relationships.

Responsibilities:

• Oversee a portfolio of customer accounts and drive timely recovery of outstanding balances through consistent follow-up and account review.
• Examine delinquent invoices, payment discrepancies, and deduction issues, then coordinate resolution to clear open receivables efficiently.
• Arrange structured payment solutions when appropriate, ensuring all agreements remain aligned with company guidelines.
• Record collection efforts, account updates, and customer interactions accurately within company systems and related databases.
• Assess new and existing customer credit requests by reviewing financial information, payment history, and overall risk indicators.
• Recommend credit limits and payment terms based on analysis, policy standards, and the level of exposure associated with each account.
• Track ongoing credit exposure, identify elevated-risk accounts, and raise concerns to leadership when additional action is needed.
• Collaborate with Sales, Customer Service, and shared support teams to resolve billing concerns, communicate account risk, and improve collection outcomes.
• Contribute to compliance with internal credit practices and applicable regulations while supporting initiatives that reduce bad-debt exposure and strengthen processes.