Find Jobs Near You – Available Work in Your Location
Finance
Credit Analyst / Authorizer
Jeffersonville, NY
Find & Apply For Credit Analyst / Authorizer Jobs in Jeffersonville, New York
Browse jobs from a variety of sources below, sorted with the most recently published, nearest to the top. Click the title to view more information and apply online.
$55,000+ annually Seeking a detail-oriented Credit Analyst to evaluate the financial condition and creditworthiness of borrowers and support sound lending decisions. This role is ideal for a strong analytical professional with experience reviewing financial information, identifying credit risk, and providing clear recommendations.
ResponsibilitiesAnalyze financial statements, tax returns, credit reports, cash flow, collateral, and other supporting financial documentation.
Evaluate liquidity, leverage, profitability, debt-service capacity, and overall borrower and guarantor creditworthiness.
Prepare credit analyses and approval memorandums, perform financial spreading, and calculate key financial ratios.
Review loan structures, complete annual reviews, monitor portfolio performance, identify potential risks, and support covenant monitoring.
Work closely with lenders, relationship managers, credit officers, and senior management while maintaining accurate and compliant credit files.
QualificationsBachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field preferred.
Previous experience in banking, commercial lending, underwriting, accounting, or financial analysis preferred.
Strong knowledge of financial statements, cash-flow analysis, credit risk, and financial ratios.
Proficiency in Microsoft Excel and financial-analysis software, with strong analytical, organizational, mathematical, and written communication skills.
BenefitsFull benefits package offered, including health insurance, 401(k) with company match, tuition reimbursement, voluntary supplemental short-term disability, long-term disability, and gym reimbursement.