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Credit Analyst / Authorizer
Lewisville, TX
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CSG Underwriting, Credit Lines Ally Financial - 3.6 Lewisville, TX Job Details Full-time $55,000 - $95,000 a year 14 hours ago Benefits Paid parental leave Health savings account Caregiver leave Employee stock purchase plan Paid holidays Disability insurance Relocation assistance Health insurance Dental insurance Flexible spending account Tuition reimbursement Paid time off Parental leave Employee assistance program Vision insurance 401(k) matching Employee discount Volunteer time off Life insurance Childcare Qualifications High school diploma or GED Financial services Full Job Description General information Career area Underwriting Work Location(s) 2911 Lake Vista Drive, TX Remote? No Ref # 22716 Posted Date 07-23-26 Working time Full time Ally and Your Career Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?
Work Schedule:
Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.
The Opportunity Location:
hybrid in-office role in Lewisville, TX (3 days in office / 2 days remote) As a part of the Commercial Credit Lines team, the Commercial Credit Analyst is responsible for Portfolio Risk Management and identifying growth and profit opportunities. Responsibilities may include dealer interface/service, continuous monitoring of commercial customers' credit portfolios, and concentrating on areas of risk and loss prevention. Requires critical analysis and frequent contact with commercial customers, dealership personnel, matrix partners, and outside stakeholders. Must comply with strict adherence to company risk management policies and guidelines. A significant portion of time is spent on basic work (e.g., due diligence, document processing, financial/statistical analysis). The Work Itself Monitor and manage commercial portfolios through data obtained from both internal and external sources. Conduct proactive risk recognition. Manage exposure utilizing current company risk management policies, procedures and guidelines. Develop appropriate action plans to mitigate risk and resolve outstanding issues. Ensure proposed and existing commercial credit lines are appropriate based on credit factors and outstanding debt remains within established credit lines, at all times. Execute all action plans and contingencies. Use a collaborative approach with other business units including Administration, Risk, Sales, and Underwriting. Identify growth opportunities within portfolio and leverage Business Development for revenue growth. Maximize corporate profitability and ROE. The Skills You Bring Minimum Qualifications 1+ years in financials services or similar industry High school Diploma or GED equivalent Preferred Qualifications 3+ years as credit analyst preferred. 3+ years of basic accounting and tax return knowledge preferred. Bachelor's degree in business related discipline strongly preferred. Strong financial analysis and analytic/problem solving skills required. Perform technical tasks required to support ongoing business operations. Requires intermediate to advanced knowledge of Microsoft Office programs. #LI - hybrid How We'll Have Your Back Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
Time Away:
Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level). Planning for the
Future:
plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access. Supporting your
Health & Well-being:
flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. Building a
Family:
adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
Work-Life Integration:
other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Other compensations:
depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity. To view more detailed information about Ally's Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com. Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at . Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Base Pay Range :
$55000 - $95000 USD An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Incentive Compensation:
This position is eligible to participate in our annual incentive plan.